College affordability is a significant factor in student access, retention and completion. Tuition and fee rates are a major component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources. Strategically designed approaches to college affordability can better assist families in…

One-third of student loan debt is delinquent or in default, creating a crisis in the United States economy and the lives of the students (Friedman, 2020 U.S. Department of Education, 2019). A more complex story is that of the African American student with default rates five times more than their majority counterparts (Mishory et al., 2019;…

At a time when Wisconsin faces severe workforce shortages in several key sectors and demand for skilled workers has skyrocketed, enrollment in the state's colleges and universities has generally been declining even faster than the national trend. Enrollments in Wisconsin across all public and private institutions were falling even prior to the…

This is the executive summary for the report, "A Little Help: Is Financial Aid Keeping College Affordable in Wisconsin?" This study finds that Wisconsin has not prioritized financial aid programs in recent years despite their potential benefits to the workforce and students, particularly low-income students and those of color. State…

It has been three years since Mike DeWine was sworn in to serve as Ohio's 70th governor, joined by Jon Husted as lieutenant governor. From the very beginning, Governor DeWine requested that his Cabinet listen carefully to the people of the state and then proceed to act with a sense of urgency to strengthen and improve the great state of Ohio. This…

This qualitative study examines how 30 low-income students' sense of belonging is affected by financial constraints. Guided by Strayhorn's (2012) sense of belonging concept, 30 low-income participants discussed how their financial positioning shaped their belongingness experiences. Findings illustrated participants' financial position shaped sense…

With more than 38% of all 2015-16 undergraduates taking out student loans, total student loan debt of over $1.3 trillion, and a projected cumulative student loan default rate of nearly 40 percent by 2023, Income Share Agreements (ISAs) have gained traction, emerging as an alternative financial aid mechanism. This study utilizes nationally…

Federal Work-Study (FWS) funding provides opportunities for campus-based employment to students as a way to pay for their college expenses. This issue of "DataPoints" finds community colleges receive only 18 percent of Federal Work-Study funds from the $1 billion appropriated to the program.

This updated TICAS (The Institute for College Access & Success) analysis finds that low-income students and families actually pay less to attend each of the nine University of California (UC) campuses than they would at Cal State (CSU) or California Community Colleges (CCC) in the same region.

The federal Pell Grant was designed to help low-income students pay for college. But over the past two decades, a growing share of middle-income students have become eligible for the program. This was not policymakers' explicit goal. This report examines how the program came to increasingly provide students from middle-income families with grants,…

As our country is on the brink of a new presidential administration and new Congress, amid a global pandemic, the importance of investing in and strengthening our nation's postsecondary education system has never been more important. Concerns over college access, affordability, and transparency are colliding with the growing demand in the…

Postsecondary education is one of the largest investments that students and their families make, with average yearly cost of attendance--including tuition, fees, room and board--of just under $17,000 to attend a public institution in the 2015-16 academic year. In the context of increasing college costs, aid dollars have failed to keep pace with…

This brief explores forces that have affected college tuition over the postwar period. College costs, general subsidies, and changes in the national distribution of income have all affected the trajectory of college tuition over time. The idea that more generous federal grants and loans cause upward pressure on list-price tuition has only been…

Among many challenges that first-generation college students face, navigating how to balance the financial costs of college with covering monthly expenses can be particularly challenging. The present study uses the lens of person-in-environment theory to conceptualize how the financial attitudes, behaviors, and resources of first-generation…

This First Look publication provides the first results of the 2017-18 National Postsecondary Student Aid Study, Administrative Collection (NPSAS:18-AC), the most comprehensive national study of student financing of postsecondary education in the United States. The study includes information for about 245,000 undergraduate students and 21,000…