The current economic crisis has naturally reached into one's pocket and made many people anxious about their own finances. As consumers ride out these treacherous times, where can they go to find advice on managing and paying down their debt, protecting their investments, incomes, and retirement plans, and applying for mortgages in a tight credit market? In this economic environment, the chances increase that they will go to their public library to find books, periodicals, and other resources that may help them. The author states that library's personal finance resources should reflect and respond to current economic conditions, incorporating both general financial planning guides and works addressing specific populations (e.g., college students, women, senior citizens), as well as titles that focus on such particular topics as budgeting, debt reduction, money management, retirement planning, taxation, investments, estate planning, and buying a home. She suggests that collection development librarians should stay on top of the added dimensions offered by web sites and online databases that enable individuals to access experts in the field with their questions, obtain the latest stock market information, find a financial advisor or realtor, and form discussion groups for virtual dialogs. Here, the author presents a list of titles and web sites that is essential for library's personal finance collection. ["Collection Development "Personal Finance": Thrift for Tough Times" was written with Lawrence R. Maxted and Caroline Geck.]