First-generation college students often experience disproportionate levels of stress, anxiety, and an overall lack of preparation for undergraduate education in comparison to their multigenerational peers. This can include differing levels of financial support and literacy. These differences can have a significant impact on these students' levels…

This study used the 2015 National Financial Capability Study to investigate the relationships among financial capability, financial education, and student loan debt outcomes. Specifically, this study examines four student loan outcomes: delinquency, stress, preparation, and satisfaction among borrowers who obtained loans for themselves. Three…

Financial literacy scales are often used as a diagnostic tool to assess financial knowledge levels among various populations, although few of them have undergone empirical testing. This study utilized exploratory factor analysis (EFA) with a sample of Chinese rural migrant workers to identify the underlying structure of a financial literacy scale…

Financial literacy education is often narrowly conceptualized as teaching students how to manage their finances. Furthermore, few studies have investigated teachers' beliefs and approaches to teaching financial literacy beyond whether they have the knowledge and capacity to deliver personal finance lessons. This case study explores the ways in…

Agricultural extension plays a vital role in closing the capacity gaps of smallholder farmers throughout low- and middle-income countries, and there is an increasing interest to improve extension outcomes due to its central role in improving livelihood outcomes. Central to this interest is widening the scope of extension content to cover essential…

This paper discusses adults who are dealing with limited financial means under the premises of disability and over-indebtedness. To this end, the authors examined the concepts of vulnerability, financial literacy and the numerate environment for systematising and presenting findings from a qualitative secondary analysis of qualitative data sets…

The three studies included in this dissertation collectively aim to highlight the negative impact that culturally homogenous academic, social, and financial systems on college campuses have on the experiences of culturally diverse college students. Currently the academic, social, and financial experiences of college students are not structured to…

Education plays a very important role in improving the quality of human resources. In higher education, students need learning that is innovative and not monotonous so that learning goals can be achieved. In this research, what will be discussed further is the development of learning methods by combining 2 methods, namely Cooperative Based…

Through assigning one-on-one instructional coaches, the Teaching Skills That Matter (TSTM) initiative successfully supported teachers in 33 states to integrate the skills that matter into instruction using effective approaches in five topical areas: health literacy, civics education, digital literacy, financial literacy, and workforce preparation.…

This paper studies how students' financial literacy affects their perceptions of returns to schooling and consequently their schooling decisions. We first propose a model of human capital accumulation where financially illiterate students exhibit a cognitive bias of "ironing heuristic." With this decision heuristic, students tend to…

Previous studies have focused heavily on the astronomical student loan debt number in the United States of America and the overall expense of higher education; however, few studies have focused on the financial literacy of higher education students and what financial knowledge the individuals possess who were key members of the community who were…

In the era of digitalization, financial education is essential because it is one of the most critical skills a tech-savvy generation z can acquire. Seeing the rapid change in financial access from traditional to digital today, with bibliometric approach seeks to present how financial education is needed in digital finance. It is increasingly…

A growing amount of research examines the personal and financial burden of students in healthcare programs who graduate with large amounts of student loan debt. However, a paucity of literature addresses occupational therapists' student loan debt burden. This study was conducted to describe the context of occupational therapists who have…

Financial literacy, as a fundamental skill in the 21st century, has become a life skill that is urgently needed to be improved. Globally, the drive to enhance financial literacy involves integrating it into the education curriculum, necessitating educators' comprehensive grasp of financial literacy education before imparting it to students. This…

Nowadays, individuals are expected to be literate in different areas. Mathematical literacy and financial literacy are among them. Mathematical literacy has been evaluated in PISA since 2000 while financial literacy has been included in PISA since 2012. Based on the idea that there is a close relationship between these literacies, in this study…