Federal Student Aid is money from the Federal Government that helps you pay for college, career school, or graduate school expenses. Federal student aid is available through grants, work-study funds, and loans. Every student who meets certain eligibility requirements can get some type of federal student aid. This brief describes the types of aid…

Nearly all borrowers with federal student loans are currently eligible for an income-driven repayment (IDR) plan that allows them to cap monthly payments at 10 percent of their discretionary income. IDR plans also include a loan forgiveness benefit whereby remaining balances are canceled after a set period of making payments in IDR, typically 20…

This report is one of the first to examine federal student loan repayments for graduate institutions. While the data are not without limitations and this report is based only on two lists of 20 institutions each, the data reveal some important findings. Historically Black Colleges and Universities (HBCUs) have some of the weakest rates of loan…

This "First Look" report presents selected findings about the repayment of federal student loans using data from the 2015 Federal Student Aid Supplements to two Beginning Postsecondary Students Longitudinal Studies (BPS) administered by the National Center for Education Statistics (NCES). The report examines two cohorts of borrowers:…

The first part of this report describes the undergraduate borrowing patterns of 1992-93 bachelor's degree recipients and their graduate enrollment and additional borrowing through 2003. These graduates would have completed their undergraduate borrowing prior to the changes introduced by the 1992 reauthorization of the Higher Education Act. At that…

The federal role in helping colleges provide graduate education is considered, as part of hearings on the reauthorization of the Higher Education Act of 1965. The question of whether there is access to graduate education is addressed. Attention is directed to the following concerns: the appropriate balance between undergraduate and graduate…

This study examined the use of private education loans at high-cost private colleges and universities. Responses were received from 100 of the 381 institutions who reported undergraduate tuition and fees, or professional school tuition and fees, of $14,000 or higher in 1996-1997. It was found that on most campuses private student loans play a…

Two possible types of loans for undergraduate study are outlined (loans to cover fees only and loans for living costs), and suggested repayment schemes and need analyses are given. Some notes are given on the administration of such a program. (MSE)

This book provides information to prospective graduate students on how to acquire financial assistance for their graduate programs by explaining (1) what the difference is between undergraduate and graduate aid; (2) aid eligibility; (3) where to go for funding and how much is available; (4) how to be "marketable" to targeted funding sources; (5)…

In one of a series of hearings held in communities around the nation on the reauthorization of the Higher Education Act of 1965, the Subcommittee on Postsecondary Education met to hear testimony from higher education administrators and others from the state of North Carolina. The witnesses addressed a full range of issues concerning higher…

In one of a series of hearings held in communities around the nation on the reauthorization of the Higher Education Act of 1965, the Subcommittee on Postsecondary Education met to hear testimony from higher education professionals, business people, and students in the state of Hawaii. In particular the witnesses, grouped in seven panels, testified…

In one of a series of hearings held in communities around the nation on the reauthorization of the Higher Education Act of 1965, the Subcommittee on Postsecondary Education met to hear testimony from administrators in higher education and others in the state of Indiana. A particular concern of the 15 witnesses appearing at this hearing was student…

"Chronicle of Higher Education" presents an abundant source of news and information for college and university faculty members and administrators. This June 18, 2004 issue of "Chronicle for Higher Education" includes the following articles: (1) "What Would Higher Education Do with $6-Billion a Year?" (Shireman,…