Few people in the U.S. have adequate finances for college tuition. Many scholarships, grants, federal loans, and work study funds are connected to students through the Free Application for Federal Student Aid. The FAFSA also connects students to free tuition in the form of Promise programs offered in some U.S. states. Many students of varying…

The College Cost Reduction Act would overhaul the Higher Education Act, making changes to student borrowing and repayment, borrower protections, college oversight, postsecondary data, and more. The bill includes a new proposed risk-sharing model that would require colleges to repay the federal government for a calculated proportion of their…

This research considers Pell grant restoration for incarcerated people for the field of higher education in prison. Using the original data, we outline the limits of Pell funding in the prison context by surfacing persistent funding challenges that the Pell grant alone cannot address and may exacerbate. By providing the necessary investments to…

Student loan debt in the United States is $1.6 trillion and rising. The public debate concerning the human capital value vs. the social capital value of higher education has been shifting toward the former and away from the latter standpoint in recent years. I observe how the current system of Federal student loans is proving inadequate for a…

Former Vice President Joe Biden recently released the Biden Plan for Education beyond High School, which details several policy proposals that would take higher education in the wrong direction. The recommended policies would make higher education costlier and degrees less meaningful--all while pouring billions of dollars into a broken system. The…

The last comprehensive reauthorization of the Higher Education Act (HEA) occurred in 2008, and the law has been overdue for another reauthorization for nearly a decade. The National Association of Student Financial Aid Administrators (NASFAA) has worked on reauthorization for nearly a decade. In this report, NASFAA updates its recommendations to…

Nearly a quarter of all undergraduate students in the U.S. are parents. All parents, especially younger parents and those returning to school after years in the workforce, face a system that was not designed to accommodate their needs as caretakers. The needs of student parents have become even more acute during the COVID-19 pandemic, which has…

Earning a college degree has long been critical to unlocking many high-paying jobs -- and, as a result, to economic mobility and security. Increasingly, however, the traditional "norm" of a college student--one who enrolls straight out of high school, receives some support from their parents, lives on campus, and does not have…

The transition from high school to postsecondary education is one of the most important points in a student's educational journey. Yet, as students attempt to navigate the many steps involved in accessing postsecondary education, it is also a juncture where students are most at risk of falling off track. The responses to the COVID-19 pandemic --…

Americans now obtain college degrees at a higher rate than at any time in recent decades in the hopes of improving their career prospects. At the same time, the rising costs of an undergraduate education have increased dramatically, forcing students and families to take out often unmanageable levels of student debt. The cumulative amount of…

Workers today increasingly need postsecondary education to access consistent employment and livable wages, with an estimated 65 percent of jobs requiring some form of postsecondary credential as of 2020. The financial barriers to higher education are particularly high for Black Americans, who on average carry less than a quarter of the familial…

In this article, Daysi Ximena Diaz-Strong draws on interviews with Mexican and Central American 1.25 generation undocumented young adults to examine what shaped their access to financial resources in their college-going transitions. Although scholars have demonstrated that school agents and peers are critical to accessing resources and that…

To address low completion rates, postsecondary leaders are championing a "guided pathways" approach that puts students on a prescribed route towards graduation. Designing solutions to address low completion rates is complex; in addition to academic roadblocks, insufficient financial resources coupled with a complicated financial aid…

According to the Department of Education (Federal Student Aid Handbook, 2016), the cost of attendance is an estimate of a student's educational expenses for the period of enrollment. Cost of attendance is not only as important to consider as tuition and fees (which are only one component of cost of attendance), but it serves as the cornerstone of…

"On the Verge: Costs and Tradeoffs Facing Community College Students" documents California community college students' struggles to cover college expenses beyond tuition, their experiences with financial aid, and the troubling tradeoffs they face when available resources do not stretch far enough. Consistent with a growing body of…