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Redesigned Income-Driven Repayment Plans Could Help Struggling Student Loan Borrowers: Research Indicates That Policymakers Should Address Enrollment, Affordability, and Balance Growth. Report
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Pew Charitable Trusts, 2022
Today, approximately 43 million Americans hold a federal student loan. When these borrowers fall behind on payments, they become delinquent on their loans; once the loans reach 270 days past due, borrowers are in default. As of March 2021, roughly 1 in 5 borrowers was in default, according to data from the U.S. Department of Education. Failing to…
Descriptors: Loan Repayment, Student Financial Aid, Income, Loan Default