One of the factors affecting the quality of life of individuals is financial decisions. Every activity that individuals do to meet their needs is within the scope of finance. For this reason, Financial literacy is a concept that closely concerns every individual living in society. Financial literacy includes individuals to have information about…

Consumers face hard choices when they need cash quickly. Hard choices can lead to emotional or economically unsound decisions. Traditional classroom discussions of raising funds to pay for expenses usually focus on generating income, borrowing, or the sale of real and financial assets, if hardship is discussed at all. However, many families have…

This article discusses the origin of university students' money, the way they use it as well as the meaning they grant it. The research that originated this discussion had a quantitative approach and descriptive scope; it was conducted among 714 Colombian university students who attended daytime classes, and it aimed at identifying the place they…

Unprecedented growth of the typical American family's resources since World War II have had effects upon life style, personal fulfillment, consumption of goods and services, and freedom of occupational choice. It is suggested that the time may have come for concern with nonmaterial elements that determine the quality of life. For journal…

Problems of people in debt are briefly discussed; recommendations are made for future home economics programs in family financial and debt management that would help to remedy the lack of knowledge and skills of the American consumer in these areas. (TA)

In order to gather the views of consumer professionals (teachers, writers, program administrators, and business executives) on the benefits of consumer education, an essay-type survey asked respondents to identify the benefits of consumer education from classroom and community settings for both individuals and society. As a follow-up to the…

This document contains abstracts or manuscripts of 29 presentations examining the problem of how to cope with inflation and how best to deal with resource shortages, both of which might become even more acute in the future. Conference speakers viewed the problem from various perspectives, among them (1) consumer characteristics, attitudes, and…

Economic education can help elementary and secondary school students understand the dynamics of the American free enterprise system and the relationships among consumer, producer, and government. The economic education curriculum will help students most if it is structured as an upward spiral in which basic economic concepts are built upon and…

Intended for use by teachers on the junior high and high school levels, this curriculum guide, which is one in a series of guides for consumer and homemaking education in Kentucky, outlines three courses in the area of management-consumer education. The junior high unit acquaints the student with the concepts of decision making and assessing…

This teacher's instructional guide, which is part of a family and consumer sciences education series focusing on a broad range of employment opportunities, is intended to assist teachers responsible for teaching one- and two-year consumer and family economics programs for Texas high school students. The following are among the items included: (1)…