Ensuring postsecondary education is affordable for Kentuckians is a top priority of the Council on Postsecondary Education (CPE) and higher education institutions. Maintaining access to life-changing postsecondary credentials benefits both individuals and the state alike. This inaugural report on undergraduate student debt demonstrates that…

This article is an analysis on higher education state agencies in eight states in the Midwest and upper South. Analyzing these state agencies through a qualitative case study design, the purpose of this article is to develop an understanding on how a region might define and measure college affordability. The findings highlight that there is a…

Trellis' Student Financial Wellness Survey (SFWS) seeks to document the financial well-being of post-secondary students and provide institutions with a detailed profile of the financial issues their students face, some of which could potentially impact their success in college. This report details aggregated findings for the 89 colleges and…

As college costs continue to rise, student loan default and repayment are issues of increasing concern to students and families, colleges and universities, and state and federal governments. Helping students borrow responsibly and manage their debt are vitally important to maintaining college access and affordability and increasing the education…

Although default rates have decreased in recent years, community colleges still struggle to keep their rates in check: 18.5 percent of borrowers from public two-year colleges default within three years compared to the national average rate of 11.3 percent. In 2015, the Association of Community College Trustees (ACCT) published "A Closer Look…

The majority of Southern states performed below the national average and the average of Organisation for Economic Co-operation and Development countries in terms of the percent of young adults in 2015 who attained an associate degree or higher. This regional profile presents a synthesis of trends in the Southern Regional Education Board (SREB)…

Although prior research has suggested that some students may be averse to taking out loans to finance their college education, there is little empirical evidence showing the extent to which loan aversion exists or how it affects different populations of students. This study provides the first large-scale quantitative evidence of levels of loan…

Student loans are a crucial aspect of financing a college education for millions of Americans, yet we have surprisingly little empirical evidence concerning individuals' unwillingness to borrow money for educational purposes. This study provides the first large-scale quantitative evidence of levels of loan aversion in the United States. Using…

"Looking Closer" is the eighth biennial report to SREB states on their progress in meeting SREB's Challenge to Lead goals for education. Each customized state report documents progress on both measurable outcomes and state policies. Through effective policy implementation, the goals can help states drive improvements in student…