As guidelines for residential financing, the authors compare different approaches to understanding and figuring the costs of home ownership: the relation of income to house price and housing costs, interest rate, and mortgage term. Instead of the traditional method, they recommend the time value of money approach. (MF)

This personal finance guide assists teachers and curriculum committees in the selection of appropriate materials. The listings follow a common format: title; a brief description of the materials; the areas covered; the cost of materials; and information on how to obtain them. Materials cover the following areas: financial planning; purchase of…

This guide for high school consumer mathematics (one in a set of curriculum guides developed by Louisiana statewide mathematics curriculum committees) contains a course outline, performance objectives, and coordinated activities designed to teach skills that students will need as citizens and consumers. Background on the development,…

A booklet for limited English speakers on buying furnishings provides information on what to do before going shopping for furniture, how to make a selection, and how to pay for the acquisition. Cartoons, questions about the message in cartoons and narrative passages, checklists on things to evaluate, and the phonetic pronunciation of key words are…

This introductory consumer education curriculum outline contains materials designed to help soon-to-be-released prisoners to develop an awareness of consumer concerns and to better manage their family lives. Each of the four units provided includes lesson objectives, suggested contents, suggested teaching methods, handouts, and tests. The unit on…

This high interest, low vocabulary text is one of a series of readers in consumer education useful in English as a Second Language (ESL) classes. Each page of text is illustrated with black-and-white photographs. (AMH)

Ninety selected negro home demonstration club members active in Madison County, Tennessee in 1969 were studied to determine their consumer credit practices. Specific purposes were to: characterize club members in high, middle, and low income groups; determine which recommended practices they were using; and identify some of the factors that…

Volume II of a two-part series related to family finance education provides materials for study and discussion in the 1968 workshop. In Part I, members of the advisory council present their viewpoints concerning an interdisciplinary approach to education in family finance. Part II presents basic and current information related to principal areas…

Loan and estimated payment problems are featured in this presentation of mathematics-oriented programing tasks designed for the beginning student. (MP)

This document contains both a leader's guide and participant's workbook on money management. The leader's and participant's guides contain 10 parts each: (1) danger signs in money management; (2) what's important to you; (3) spending for the future; (4) financial fitness; (5) use credit wisely; (6) decisions, decisions; (7) shopping basics; (8)…

Designed for the general public and possibly suitable also for high school economics students, this pamphlet discusses the provisions of the Truth in Lending Law. The act requires that creditors state credit charges in a uniform way. The pamphlet provides a brief description of finance charges and annual percentage rates. It also focuses on…

This booklet is designed to help consumers understand and manage credit. It is suitable for personal use by adults or for classroom use in junior high through adult consumer education classes. The booklet is organized in two parts. The first part explains consumer credit: what it is, pros and cons, cost of credit, establishing credit, types of…

These proceedings contain the reports of almost 100 speeches, panel discussions, and workshops. The papers were presented on a variety of issues, including marketing research ethics, lifeline banking, information and the consumer, financial management, evaluating consumer education literature, consuming units around the world, the consumer and…

This instructor's manual contains activities for teaching money management, financial planning, and obtaining and using credit. It is designed for use in three to four periods in classes in prevocational education in South Carolina. The guide describes the activities, sets goals for student attainment, provides instructional objectives to meet the…

The Money Management for Women program was designed and implemented to provide lower-income women with financial planning information geared to their current level of understanding and financial circumstances. Objectives were to develop a model consumer education program and test the efficacy of community-based organizations as agents in…