Four common services offered by college alumni associations for their alumni (credit cards, telephone services, mortgages, and insurance) can provide benefits to alumni while they raise money for the institution. Considerations in planning such services include what products to offer, choice of company, customer service standards, end-of-contract…

Designed for the general public and possibly suitable also for high school economics students, this booklet briefly explains the terminology associated with general economic concepts about banking and the Federal Reserve System. Part 1 deals with financial regulators and institutions, including nondeposit intermediaries and depository…

This handbook provides a brief overview of bank and bank holding company community development corporations (CDCs), the types of activities for which they can be used, the legal requirements in establishing such an entity, and how they are organized and operated. Case studies, including studies of the Shorebank Corporation of Chicago, the First…

The insurance premium rates that guaranty agencies charge student borrowers under the Guaranteed Student Loan program were analyzed by the U.S. General Accounting Office. The Higher Education Amendments of 1986 established a maximum rate (3% of the principal loan amount) that all agencies could charge student borrowers. Comparisons were made of…

This module is one of a set prepared in conjunction with the Title I "Project to Train Volunteer Leaders to Conduct Consumer Education Courses." It is designed to be a basic text for use in making a one-hour presentation on personal money management. Topics include reasons for having a budget and guidelines for successful budgeting, elements of a…

A system using a magnetic card controller and plastic magnetic striped cards at the University of California at Berkeley allows specific transactions to be recorded for eventual billing. The system can be used to control access to as well as dispense a commodity. For journal availability see HE 509 149. (LBH)

The growth of the Student Loan Marketing Association has brought with it new financial products and services, including use of secured lines of credit to fund individual institutions' loans to parents, the Parent Loans for Undergraduate Studies, loans to states, and expanded purchase and commitment options. (MSE)

An executive of Moody's Investors Service explains what past experience has taught the company about municipal analysis, how a bond issue is assigned a credit rating, and what issuers can do to obtain the best rating. (MLF)

This guide is one of a series of four such guides that are directed toward those people who provide financial counseling to consumers who have problems with overindebtedness. Recognizing that many who serve as financial counselors have little training in the field (for example, clergymen or social workers), the guides are not offered as complete…

The social invention of consumer credit has expanded greatly during the past 20 years with resulting abuses such as personal overextension of credit or lenders taking an unfair advantage of less knowledgeable consumers. With the new types of credit and great amounts of money involved, it is essential for consumers, distributors, and educators to…

The document is a manual for local consumer finance offices, to guide them in their participation as an industry in a Chamber of Commerce Business-Education Day, a program offered as a means for teachers and business executives to become better acquainted, exchange views, clear up misconceptions, and gain better insight into each other's problems.…

The author describes and discusses marketing-oriented jobs as careers in financial institutions and the credit industry in terms of position level, employment and educational qualifications, and the distributive education program areas at Northern Illinois University, Dekalb. (MF)

A panel of four conference presenters address issues related to paying for services provided through online systems. Discussion includes the following topics: metering devices; electronic/digital cash; working within existing banking/credit card structures; provision of payment mechanisms in countries without extensive credit card usage; and…

This guide contains 15 lesson plans on financial topics for high school students. The lessons cover the following: (1) securities in the U.S. economy; (2) careers in finance; (3) commercial banking interest rates; (4) understanding financial statements; (5) newspaper stock tables; (6) financial institution operations; (7) foundation…

The Board of Governors of the Federal Reserve System and the Federal Reserve Banks administer more than two dozen regulations affecting a wide variety of financial activities. The regulations concern the functions of the central bank and its relationships with financial institutions, the activities of commercial banks and bank holding companies,…