The guide for consumer education and economics k-12 resource materials focuses on money management. Multi-media kits, films and filmstrips, booklets, books and study materials, records and tapes, games and other teaching aids are enumerated and arranged by type of material. Full bibliographic information is provided for each citation. Most entries…

Designed for the general public and possibly suitable also for high school economics students, this pamphlet explains how to resolve a billing dispute in a way that protects the customer's credit rating and legal rights. The pamphlet focuses on specific requirements of the Fair Credit Billing law and presents the following: (1) six legal criteria…

Five topic areas in consumer education are provided in this manual developed for use by financial counselors in conducting ten one-hour educational sessions for adult groups. The session titles are the following: (1) The Internal Money World--The Individual, The Family, and Money; (2) Effective Money Management; (3) Effective Credit Management;…

Conducted in 1969 by 8 Navajo students, this study investigates the Anglo trader in terms of his socioeconomic influence on the American Indians of the Navajo Reservation. Limited to 30 randomly selected trading posts located in the central and eastern portions of the Navajo Reservation, this study reflects findings derived from personal…

This guide has been developed to help teachers plan programs that meet both individual and common needs of all students in personal finance education. It defines the skills and knowledge necessary to function as an intelligent consumer in our complex and rapidly changing economic order. The guide has been developed around five basic concepts:…

The social invention of consumer credit has expanded greatly during the past 20 years with resulting abuses such as personal overextension of credit or lenders taking an unfair advantage of less knowledgeable consumers. With the new types of credit and great amounts of money involved, it is essential for consumers, distributors, and educators to…

This instructional guide adds two new sections to the original guide published in May 1982. The guide was designed to assist educators in teaching the topics of consumer credit and consumer credit protection to secondary and postsecondary students in various economics and business courses, as well as in adult and community education courses. The…

This module is one of a set of seven prepared in conjunction with the Title I "Project to Train Volunteer Leaders to Conduct Consumer Education Courses." It is designed to be a basic text for use in making a one-hour presentation on legal aspects of the marketplace. Through use of the attached bibliography, a more in-depth knowledge can…

The purpose of this consumer education module is to provide information and skills, and the ability to raise questions and find answers, while seeking the best automobile or motorcycle buy available for the money. The module may be used for a full or part semester course. The five sections (cars and the consumer, renting and leasing cars, cars and…

Since the late 19th century, trading posts have been a prominant feature in Navajo economic life. Today, due to geographic isolation and an absence of economic alternatives, many Navajos are still dependent upon trading posts. This report of a Federal Trade Commission (FTC) investigation details the system on the Navajo Reservation, including the…

Utilizing a 77-item questionnaire, the marketing and credit practices of the Spanish American poor in New Mexico were examined. Randomly selected from the Community Action Program files, approximately 100 households in Las Cruces, the main urban center, and 60 households in the small rural communities of Dona Ana and La Mesa (30 in each) were…

Designed for the general public and possibly suitable also for high school economics students, this pamphlet describes the provisions of the Equal Credit Opportunity Act. The act prevents age from being used as the basis to deny or decrease credit to those who otherwise qualify. The pamphlet presents general rules for rating an applicant: (1) a…

Ten units on practical business are presented in this instructor and student guide. Each instructional unit contains objectives, suggested activities, information sheets, assignment sheets, transparency master, a test, and test answers. Unit topics are (1) before you buy (comparative shopping and wise purchasing techniques); (2) when things go…

This consumer's (or student's) guide for a home-study money management curriculum is divided into five units of study: (1) financial planning; (2) coping with credit; (3) protection through life insurance; (4) financial aspects of housing; and (5) making your money grow. Each unit contains fact sheets, charts, and quizzes. The fact sheets in unit…

Consumer education may be included in the curriculum in four ways: (1) as a separate course; (2) taught jointly by a home economics teacher and a business education teacher; (3) taught by teams of teachers in home economics, business education, and social studies; and (4) by including consumer education subject matter in a course in business, home…