In 2005, eBay's founder gave Tufts University $100-million dollars with an unusual stipulation: The money was to be invested in the burgeoning field of microfinance and used to provide small-business loans and other financial services to poor people around the world. The university would make money if the investments were profitable. The author…

This case study explores the use of online games to teach personal finance concepts at the college level. A number of free online games targeting such topics as budgeting and saving, risk and return, consumer credit, financial services, and investments were introduced to the experimental group as homework assignments. Statistical results indicate…

During this period of continued economic uncertainty, higher-education institutions are facing a variety of challenges that by now are very familiar to governing boards and institutional leaders, including poor investment returns, reduced liquidity, limited choices in how they structure debt issues, and threats to flexibility in tuition pricing.…

Prepare to teach a convincingly up-to-date unit on consumer credit by becoming acquainted with the people who consider these terms tools and not simply test items for a good matching test. (Author)

Individuals and organizations administering consumer credit services are urged to adopt the following recommendations and the Code of Billing and Collection Practices (also included): (1) Credit grantors should support continuing educational programs at national and local levels on the nature of the consumer credit system. (2) Whenever possible,…

Describes how Harper Community College in Illinois, partnering with its financial advisor Kane, McKenna Capital, Inc., worked to receive the best bond rating available from Moody's Investors Service, thereby saving taxpayers three million dollars. (EV)

A companion volume to Part I--Summary Report, this volume contains the reports of four committees. Topics are: (1) The Role and Functioning of Consumer Credit (consumer credit and social policy, consumer credit and economic growth, structure of the consumer credit market, the economics of consumer credit, credit revenues, credit costs, and a model…

Describes some of the problems for the individual inherent in the rapidly expanding computerized field of credit and banking. Proposes that electronic fund transfer systems could virtually replace the use of cash. Warns that while such systems offer wide advantages to business, they threaten the individual's privacy. (JMF)

This publication examines the influence of credit ratings on public debt financing and helps to resolve some of the developing controversy concerning this subject. It investigates the rating activities of the two private investment advisory firms--Moody's and Standard & Poor's--and the use of ratings by governmental borrowers, investors,…

The author points out the multifaceted aspects of the problems associated with rural women's need for money and financial services and outlines innovative schemes in this area such as the bank for the landless in Bangladesh, a savings and loan cooperative for market women in Nicaragua, and a savings development movement in Zimbabwe. (CT)

The rotating credit associations of Brooklyn, New York, are institutions which have been transplanted from the West Indies. The association is an alternative to the United States banking system and offers immigrants, illegal aliens, and permanent residents alike the opportunity to alternately save and borrow small sums of interest-free money. (JCD)