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Zota, Rita R.; Hegji, Alexandra; Shohfi, Kyle D. – Congressional Research Service, 2023
Income-driven repayment (IDR) plans are a subset of student loan repayment plans that cap a borrower's monthly payment at a percentage of their discretionary income, which is defined as a portion of a borrower's adjusted gross income (AGI) that exceeds a specified multiple of the federal poverty line (FPL) for the borrower's family size. A…
Descriptors: Federal Programs, Student Loan Programs, Federal Aid, Loan Repayment
Grover, Lisa S.; Quisenberry, Brooke – National Alliance for Public Charter Schools, 2022
Finding funds to build and renovate facilities is a major hurdle for public charter schools because most state laws do not provide charter schools with the full amount of state and local funding that other public schools receive. Although an increasing number of states are passing laws to address charter school facility funding gaps, inequities…
Descriptors: Charter Schools, Educational Finance, State Legislation, Educational Facilities
Delisle, Jason D. – American Enterprise Institute, 2018
The federal government's Direct Loan program dominates the student-loan market today, issuing 90 percent of all loans made across the country each year. Students pursuing everything from short-term certificates to master's degrees qualify for nearly $100 billion in loans every year at terms more generous than most private lenders would offer.…
Descriptors: Federal Aid, Student Loan Programs, Student Financial Aid, Costs
Kienzl, Gregory – ACT, Inc., 2019
Finding the funds to attend college often means that many students must acquire loan debt through financial aid. This confusing but critically necessary process can influence college planning and enrollment decisions, post-college employment, and other important life choices, such as enrolling in graduate school, buying a home, or getting married.…
Descriptors: Paying for College, Costs, College Bound Students, Student Attitudes
Institute for College Access & Success, 2014
Some for-profit college industry lobbyists blame students for the high debt and default levels at their schools, claiming that their students borrow more than they need in federal loans. However, there is no evidence to support this claim, and giving colleges greater authority to reduce aid eligibility will make it harder for students to pay for…
Descriptors: Student Financial Aid, Paying for College, Debt (Financial), Federal Aid
Love, Ivy; Campbell, Colleen – Association of Community College Trustees, 2017
A quality education is the primary instrument of social and economic mobility in the United States. As open-access institutions, community colleges are the gateway to postsecondary education for millions of Americans. Many of these students would be unable to afford college without federal resources, such as student financial aid and tax credits.…
Descriptors: Student Financial Aid, Two Year College Students, Community Colleges, Student Needs
Congressional Budget Office, 2013
The Federal Pell Grant Program was created to improve the access of low-income students to postsecondary education. Grant recipients enroll at a variety of educational institutions, including four-year colleges and universities, for-profit schools, two-year community colleges, and institutions that specialize in occupational training. Grants are…
Descriptors: Federal Aid, Grants, Access to Education, Low Income Groups
1979
The text is given of the amendments to part 177 of Title 45 of the Code of Federal Regulations, concerning the federal Guaranteed Student Loan program. Subpart A concerns the program's purpose and scope. Subpart B concerns general provisions: definitions, eligibility, permissible charges, refunds, and prohibited transactions. Subpart C addresss…
Descriptors: Costs, Educational Finance, Eligibility, Federal Aid