Designed for the general public and possibly suitable also for high school economics students, this pamphlet describes the provisions of the Equal Credit Opportunity Act. The act prevents age from being used as the basis to deny or decrease credit to those who otherwise qualify. The pamphlet presents general rules for rating an applicant: (1) a…

The active learning approach promotes student achievement of higher-order skills such as independent reasoning, problem solving, and critical assessment. Active learning has been shown to foster student retention and encourage a more positive attitude toward school. The goal of the consumer decision-making class for university students and adults…

Ten units on practical business are presented in this instructor and student guide. Each instructional unit contains objectives, suggested activities, information sheets, assignment sheets, transparency master, a test, and test answers. Unit topics are (1) before you buy (comparative shopping and wise purchasing techniques); (2) when things go…

This consumer's (or student's) guide for a home-study money management curriculum is divided into five units of study: (1) financial planning; (2) coping with credit; (3) protection through life insurance; (4) financial aspects of housing; and (5) making your money grow. Each unit contains fact sheets, charts, and quizzes. The fact sheets in unit…

A study examined historical changes in the content of consumer education and factors associated with these changes. Analysis was based on key writings on consumer education and an examination of fifteen high school texts published between 1938 and 1978. Only a few topics--budgeting, savings and investment, life insurance, and housing--received…

Consumer education has traditionally addressed activities related to the purchase of goods while the human services (e.g., health, education, and social welfare) have received far less attention. This condition stems from several factors, including the "doing good" attitude of human service providers and the role of government as the provider of…

A total of 734 sixth through twelfth grade students completed two questionnaires in a study that focused on the development of consumer skills, the sources of consumer skill acquisition, the effects of cognitive development and social factors on the socialization processes, and the effects of levels of competency on various consumer skills. A…

Several intermediate performance objectives and corresponding criterion measures are listed for each of six terminal objectives for an 18-week consumer education-home economics course for 10th, 11th, and 12th grade students. Purposes listed for the course are to develop an understanding of the American market system, and how the individual affects…

Including the introduction, this document is a collection of seven short papers that discuss facets of consumer education (CE). The Introduction defines CE and lists five assumptions used throughout the report (e.g., CE is generally understood, but not precisely defined enough for the people implementing it to have a uniform understanding; schools…

This grades 4-6 teachers guide is one of five resource guides developed to aid teachers in helping students in South Dakota to achieve a high degree of economic literacy. It is felt that schools must prepare students at all grade levels to develop an understanding of the economy in which they live. This guide was specifically prepared to assist…

This grades 10-12 teachers guide is one of five resource guides developed to aid teachers in helping students in South Dakota to achieve a high degree of economic literacy. It is felt that schools must prepare students at all grade levels to develop an understanding of the economy in which they live. This guide was specifically prepared to assist…

The document presents supplementary material for the planning guide based on the results of a field test conducted in an urban school system and on comments from teachers, aimed at making the activities more relevant to student needs. Activities carried out in the four content areas are described, with teacher comments on their reception by the…

Consumer education may be included in the curriculum in four ways: (1) as a separate course; (2) taught jointly by a home economics teacher and a business education teacher; (3) taught by teams of teachers in home economics, business education, and social studies; and (4) by including consumer education subject matter in a course in business, home…

This curriculum guide on Consumer Education, designed for high school seniors, was developed to help students become aware of and knowledgeable about their role as consumers in today's society. The following key concepts for study are emphasized: general principles of consumer purchasing; consumer credit; general principles of fraud, quackery,…

The development of consumer education for adults and the literature concerning it are assessed in this report. A brief background and several definitions of consumer education begin the review. Studies relating to target audiences are broken down according to subject matter orientation, age, income, sex, profession, and special needs. The section…