The social invention of consumer credit has expanded greatly during the past 20 years with resulting abuses such as personal overextension of credit or lenders taking an unfair advantage of less knowledgeable consumers. With the new types of credit and great amounts of money involved, it is essential for consumers, distributors, and educators to…

This teacher's guide, one of a series on personal economics, is a refinement of a course of study in personal economics prepared for the Fairfield School, Lancaster, Ohio. An introduction describes the structure of personal economics by offering a definition, discussing the ideas and concepts involved, and setting out a process for analyzing…

This workbook and study guide for a money management curriculum in consumer education was written to accompany the textbook "The Consumer and His Dollars" and a teacher's guide, both announced in this issue as VT 017 179 and VT 017 177. Included are 16 chapters, each containing worksheets perforated for easy removal. Chapter highlights,…

Consumer health refers to the potential or actual impact upon the consumer, individually or collectively, of any substances, devices, services, or systems that are offered for the supposed purpose of protecting, preserving, or restoring physical or mental health. This book is an effort to help the consumer to choose intelligently in spending for…

Reports responses of ninety high school graduates to a "consumer competencies" questionnaire developed for a doctoral dissertation. Findings may provide some evidence that consumer education in home economics courses can help young adults to be more intelligent consumers and may also provide a basis for planning consumer education programs. (MF)

Suggestions are given for ways to help students sharpen their mathematical skills and clarify the value systems that underlie their present and future consumer decisions. Focuses on determining costs, solving household problems involving measurement, reading and interpreting graphs and tables, and using concepts of average and percent. (MP)

The same principles are involved in the successful management of business and household, and helping students to learn personal or home financial management is a step toward business management. The author outlines strategies in family financial planning, organizing, and directing, with applications to business, for a family financial management…

After a brief comment on consumer education as mandated by the State of Illinois, and the resulting teaching strategies, an inservice program for Chicago teachers is described which focuses on people-to-people communications between school teachers and influential leaders in the areas of business, labor, and government. (SH)

This 4-H manual provides instructions and materials for a consumer education activity. It contains a wide range of activities and learning opportunities for a hypothetical buying situation with several choices or alternatives provided. The manual is designed to teach the participant how to rank the choices and develop oral reasons for that…

In order to gather the views of consumer professionals (teachers, writers, program administrators, and business executives) on the benefits of consumer education, an essay-type survey asked respondents to identify the benefits of consumer education from classroom and community settings for both individuals and society. As a follow-up to the…

Consumer decision-making and its consequences for individual consumers and societal groups are examined in this economic unit for secondary school students. Seven lessons focus on developing an understanding of the concepts of scarcity, supply and demand, resources, choice, price, and interdependence and on fostering an economic way of thinking.…

Designed for the general public and possibly suitable also for high school economics students, this pamphlet discusses the Consumer Leasing Act. The act requires leasing companies to inform consumers of the costs and terms of their contracts, limits any extra payments at the end of a lease, and regulates lease advertising. The pamphlet focuses on…

This document consists of a handbook for consumers and a teacher's guide to the handbook. The first part of the handbook gives advice on how to be a smart consumer and includes information on how to get the most for the money, handle a complaint, write a complaint letter, use the handbook, select child care, protect personal property, choose a…

This instructional guide adds two new sections to the original guide published in May 1982. The guide was designed to assist educators in teaching the topics of consumer credit and consumer credit protection to secondary and postsecondary students in various economics and business courses, as well as in adult and community education courses. The…