The extent of competition in the market affects the balance of bargaining power of market participants. When price discrimination is low, it increases consumer welfare - that is, if the price does not correspond to the evaluation of each product by the consumer, then discrimination allows for additional consumers to buy the product at a price,…

College choice is one of the most significant decisions a family will make. Families with high socioeconomic status often hire independent educational consultants (IEC) to assist their family in college search activities. A review of the literature indicated a gap in the literature regarding IECs' understanding of the factors which influence their…

For most families, the process of finding and paying for child care is challenging, particularly for families with low incomes. Access to information about child care and early education options can provide a critical support for families as they engage in the search process. Consumer education can help raise families' awareness about the range of…

In this article, we review the literature on financial literacy, financial education, and consumer financial outcomes. We consider how financial literacy is measured in the current literature and examine how well the existing literature addresses whether financial education improves financial literacy or personal financial outcomes. We discuss the…

Little is known what the term sustainable development entails in relation to the school subject of home and consumer studies and the subject's knowledge area of food. The aim is to illustrate how food is expressed in national syllabuses of home and consumer studies at present and in the past, and its operationalization into sustainable…

In this article we review the literature on financial literacy, financial education, and consumer financial outcomes. We consider how financial literacy is measured in the current literature, and examine how well the existing literature addresses whether financial education improves financial literacy or personal financial outcomes. We discuss the…

In November 2014, with broad bipartisan support, Congress reauthorized CCDBG [Child Care and Development Block Grant] (the major federal child care program) for the first time since 1996. The new law strengthens CCDBG's dual role as a major early childhood education program and a work support for low-income families. This implementation guide is…

As I approach my thoughts on faith and the adult learning I will concentrate my deliberations on faith, spirituality and dissonance, and the adult learner as reported in in-person dialogs selected from four studies (Shirk, 1990, 1998, 2005). Consideration will be given to the sociopsychological aspects of and the costs and benefits related to…

This Congressional consumer publication, done in conjunction with the Continental Association of Funeral and Memorial Societies, was written to help consumers have the type of funeral they want at a cost they can afford. Guidelines are provided which will educate the funeral consumer before and during funeral planning. Also included in this guide…

Focuses upon gambling, the twelfth largest industry in the United States, and its impact on families. Discusses the history of gambling, the cost of gambling, and the growth of lotteries. Suggests issues for consumer professionals to explore. (JOW)

A study of 220 users and 198 nonusers of manufacturers' rebates found 3 motivational factors that predicted use: (1) consumers' price consciousness; (2) perceived time and effort to redeem rebates; and (3) perceived satisfaction from saving money. Recommendations for more effective redemptions resulted. (SK)

Volunteers priced grocery items twice per month for three months in eight rural Ohio stores, examined advertising flyers, and surveyed stores weekly for a month to track pricing trends. Advice for consumers on choice of stores and items as well as food budgeting was developed based on the results. (SK)