A collaboration between The Institute for College Access & Success (TICAS) and the Student Senate for California Community Colleges (SSCCC), this policy brief examines the costs of attending California Community Colleges (CCCs) for low-income students and the roles that financial aid resources, work hours, and student loan borrowing currently…

This issue of "DataPoints" finds significantly fewer two-year degree students finish their degree with student loan debt than students earning credentials from for-profit or four-year institutions. About 51 percent of all students who earned an associate degree from any college in 2015-16 graduated without taking any student loans. That…

This issue of "DataPoints" shows the percent of Pell grant recipients with any federal student loans, by control and level of institutions in the years 2003-04, 2007-08, 2011-12, and 2015-16. The data demonstrate that community college students with Pell grants are less likely to take on student debt than similar students in other…

College affordability is a significant factor in student access, retention and completion. Tuition and fee rates are a major component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources. Strategically designed approaches to college affordability can better assist families in…

The study of student loan debt remains a timely and relevant higher education finance research and policy-oriented topic, especially when considering the alarming growth rates of student loan debt balances. The Quarterly Report on Household Debt and Credit released in May of 2018 shows that among all debt balances, student loans remain the only…

College affordability is a significant factor in student access, retention, and completion. Tuition and fee rates are a major component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources. Strategically designed approaches to college affordability can better assist families in…

"Fault Lines in Borrowing: Academic Outcomes of Students in Default" examines factors influencing and influenced by loan defaults among students at Valencia College in Orlando, Florida. The findings demonstrate that loan defaults and their harsh penalties are strongly associated with poorer academic persistence and completion. The paper…

College affordability is a significant factor in student access, retention and completion. Tuition and fee rates are a major component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources. Strategically designed approaches to college affordability can better assist families in…

There is growing recognition that the interplay of student collegiate finances and academic performance influences key student outcomes like retention and graduation. Students experiencing high levels of stress related to finances and meeting basic needs may struggle to reach their academic potential. The Spring 2018 implementation of the Student…

Students are increasingly likely to use student loans to finance their postsecondary education. This article examines how students' use of federal loans changed from 2000 to 2016 by students' family income group and parental education level. We use logistic regression analysis and nationally representative data from the National Postsecondary…

For millions of college-going students, one of the most urgent concerns is the rising cost of college and how to pay for it -- and not just for tuition but other necessities like textbooks, housing, food, and transportation. The idea that one can work one's way through college with a minimum-wage job is, in most cases, a myth. Students from…

As the COVID-19 pandemic has proved, maintaining student financial wellness is key to keeping students enrolled. The Student Financial Wellness Survey (SFWS) was administered a year and a half into the pandemic, during a time when vaccinations were allowing schools to return to in-person learning, but the pandemic was continuing to have a strong…

Millions of college students, across the nation and in California, benefit from financial aid that reduces the amount students and families must pay for tuition and fees, supplies, and living expenses like food, housing, and transportation while enrolled. In California, concerns about college costs and affordability have in recent years expanded…

College affordability is a significant factor in student access, retention and completion. Tuition and fee rates are a major component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources. Strategically designed approaches to college affordability can better assist families in…

Michigan's public colleges and universities have become steadily less affordable over the past two decades, mirroring a national trend where state funding of public higher education has not kept pace with costs, leading to increased tuition and fees. States continually assess their higher education tuition and other policies in comparison to their…