The administration of the Law Enforcement Education Program was investigated. The program was managed by the Law Enforcement Assistance Administration until May 1980, when it was transferred to the new Department of Education. The program provides grants and loans to students enrolled in college programs leading to degrees in law enforcement or…

Scripts of public radio programs on the subject of paying for college are presented. They deal with various kinds of students and student financial aid, including work-study programs, state aid, Basic Grants, etc. The scripts are as follows: "Students Who Work and Go To College;""Student (Myra Burns) Describes Struggle to Pay for College;""Student…

Defaults on guaranteed student loans were examined in a sample of 4,617 students in proprietary vocational schools and community colleges in California. Default rates stemmed largely from students' background characteristics, rather than from characteristics or practices of the institutions they attend. (SLD)

Reviews problems with the Stafford Student Loan Program (Federal Family Educational Loan Program), including high-risk borrowers, dishonest school officials, negligent lenders, and guaranty agencies. Critiques recent reform measures designed to simplify the program. Suggests alternative policies, particularly direct loans from the federal…

Student borrowing for higher education has increased dramatically, and some students begin their adult lives with considerable debt. Financial burden measures should be incorporated into student loan repayment requirements and used to adjust either monthly or annual repayments or the period of repayment. Reducing debt burden would help make…

The merits of providing more loan opportunities to parents and students and the implications of this growing reliance on borrowing are considered. The objective is to clarify the alternative federal aid approaches that will be discussed as part of the reauthorization of the Higher Education Act. Federally-sponsored loan programs include Guaranteed…

Outlines 10 issues concerning credit that students should understand: credit reports; credit reporting; obligations when signing/cosigning a loan; creating positive credit history; privacy and the credit report; how lenders make and monitor credit decisions; mailing lists and preapproved credit offers; protecting against credit card fraud; use of…

At a time when college degrees are increasingly a prerequisite for middle-class wages, less than 40 percent of college students are able to demonstrate proficiency on literacy tests, barely half of college students graduate on time, and many do not graduate at all. At the same time. the price of college continues to increase quickly and…

This report discusses the establishment and operation of the Federal Direct Student Loan Program (DL), enacted by Congress in 1993 to partially replace the existing federal guaranteed student loan programs with a single program that would make loans directly to postsecondary students through their schools. The DL program will be phased in over a…

The results of a survey of students majoring in health care fields regarding a proposed program in which educational loans would be forgiven in exchange for serving medically underserved Pennsylvanians are discussed in this report. The survey sought to discover whether students would be interested in participating in a "loan forgiveness"…

A summary is provided of Alaska's student loan program for postsecondary education. After a brief program descriptions giving the purposes and terms of the program, a question-and-answer section covers purposes and amount of loans, when application should be made, the application process, eligibility and repayments. A schedule of payments and…

Thirty options for reducing guaranteed student loan defaults and related federal costs are provided by the General Accounting Office (GAO). The options are presented by groups of program participants: students, schools, lenders, guaranty agencies, and the Department of Education. These options include: adopt GAO's past recommendation to increase…

The impact of changes in student aid policies on the way students and their families pay for college is examined. A major focus is how student loans fit into the overall framework of student finance. Information is presented on the National Direct Student Loan program and Guaranteed Student Loan program. Both programs provide the opportunity to…

The impact of federal student aid programs on higher education and policy implications are discussed. Historical information on federal aid is presented. Large amounts of federal support are devoted to student assistance funding, which is channeled into the institutions in the form of tuition or housing costs. The student aid programs are designed…

A discussion of the high level of student borrowing to pay for higher education looks at the situation today, examines college cost and aid trends, explores implications for the future if students continue to increase their borrowing, and offers a proposal to create a new generation of loan forgiveness programs through a public/private…