With more than 38% of all 2015-16 undergraduates taking out student loans, total student loan debt of over $1.3 trillion, and a projected cumulative student loan default rate of nearly 40 percent by 2023, Income Share Agreements (ISAs) have gained traction, emerging as an alternative financial aid mechanism. This study utilizes nationally…

Financial stress and student loan debt are on the rise among today's college students. This study examined the associations between financial factors and students' college goal commitment. A multi-institutional survey was used to assess students' financial stress, estimated student loan debt, and the perceived importance of career, economic,…

The federal Pell Grant was designed to help low-income students pay for college. But over the past two decades, a growing share of middle-income students have become eligible for the program. This was not policymakers' explicit goal. This report examines how the program came to increasingly provide students from middle-income families with grants,…

The Tuition and Fee Report is produced annually by the Colorado Department of Higher Education to provide detailed information on the tuition and fee rates at Colorado's public institutions, as well as to give context regarding the state funding environment in which tuition and fee rate-setting occurs. Colorado has mirrored national trends over…

Approximately 4.2 million youth and young adults experience homelessness on their own every year. These young people -- referred to as "unaccompanied homeless youth" under federal education law -- face unique barriers to accessing and completing higher education. Unaccompanied homeless youth are not living with, or supported by, a parent…

This paper considers research that engaged with a university wide population of students who were employed on campus to better understand why they chose to work alongside their studies; how this impacted upon their attitudes to study and the university, and the benefits for those students. This paper reveals that the primary motivation to work on…

The COVID-19 crisis has presented unprecedented challenges for higher education, including significant fiscal impacts for states, institutions, and individuals. The economic implications of the COVID-19 crisis are already impacting state and institution budgets, suggesting that states and institutions will be forced -- at least in the near term --…

As our country is on the brink of a new presidential administration and new Congress, amid a global pandemic, the importance of investing in and strengthening our nation's postsecondary education system has never been more important. Concerns over college access, affordability, and transparency are colliding with the growing demand in the…

Some of the biggest debtors in the twenty-first century are not small business owners or first-time homeowners, but rather university students who take out massive debt in the belief that it is an investment in their future. Like housing loans before the Global Financial Crisis, student loan debt is today being packaged and re-packaged into exotic…

This First Look publication provides the first results of the 2017-18 National Postsecondary Student Aid Study, Administrative Collection (NPSAS:18-AC), the most comprehensive national study of student financing of postsecondary education in the United States. The study includes information for about 245,000 undergraduate students and 21,000…

This Summary presents selected findings from "2017-18 National Postsecondary Student Aid Study, Administrative Collection (NPSAS:18-AC): First Look at Student Financial Aid Estimates for 2017-18. NCES 2021-476rev." The study includes information for about 245,000 undergraduate students and 21,000 graduate students attending 1,900…

The COVID-19 crisis has all but upended higher education's business model, given the high susceptibility of college campuses to viral outbreaks. Since a vaccine will likely not be available until 2021, universities could be facing up to three consecutive semesters of remote learning and reduced revenue. Going forward, more students may choose to…

This study explores the educational experiences and needs of college students experiencing homelessness from the St. Louis metropolitan area. Research has shown that youth experiencing homelessness have difficulties entering college, remaining in college, and graduating from college (School House Connections, 2020). Difficulty accessing services…

This study explores the educational experiences and needs of college students experiencing homelessness from the St. Louis metropolitan area. Research has shown that youth experiencing homelessness have difficulties entering college, remaining in college, and graduating from college (School House Connections, 2020). Difficulty accessing services…

"Excelencia in Education" brings to a national audience evidence-based practices situated at higher education institutions and community-based organizations across the country that are intentionally serving Latino students. The 2023 "Examples of Excelencia: What Works for Latino Students in Higher Education" selection committee…