"A college degree can be a ticket out of poverty." Yet, only 22% of the country's Black population and 15% of the Hispanic population have a minimum of a bachelor's degree, compared with over one-half of Asians and about one-third of whites. Strong academic success in foundation courses and courses that fulfill general education…

Despite concerted efforts to increase participation in advanced placement (AP) and dual credit (DC) programs, their efficacy remains unexplored. Drawing upon St. John's model as the conceptual framework, this study employed a discrete-time event history analysis to examine the interplay between forms of financial aid and persistence toward degree…

With more than 38% of all 2015-16 undergraduates taking out student loans, total student loan debt of over $1.3 trillion, and a projected cumulative student loan default rate of nearly 40 percent by 2023, Income Share Agreements (ISAs) have gained traction, emerging as an alternative financial aid mechanism. This study utilizes nationally…

Since both colleges and students have very different resources and starting points, good policy should strengthen the ability of campuses and students to succeed and not punish them for taking important chances despite limited resources and greater challenges. Policymakers are interested in using student loan repayment rates as an accountability…

We comment on several major factors that contribute to the underrepresentation of specific groups (i.e. racial and ethnic minorities) in Science Technology Engineering and Mathematics (STEM) educational programs, particularly at the advanced graduate levels. Recognition of the structural inequalities that create and reinforce these disparities…

Background: A growing but limited body of research has assessed food insecurity among college students. The majority of these studies relied on convenience or nonprobability samples. Purpose: The purpose of this study was to assess the prevalence and odds of food insecurity among undergraduate students. Methods: Online survey data were collected…

In this pre-registered study, we analyze the effects of need-based financial aid grant offers on the educational outcomes of low-income college students based on a large-scale randomized experiment (n=48,804). We find evidence that the grant offers increase two-year persistence by 1.7 percentage points among four-year college students. The…

The student loan crisis has become a buzz topic that presidential candidates frequently discuss in debates and town halls. Today, accumulated student loan debt equals $1.6 trillion, exceeding total accumulated car loans and credit card debt. What makes this a crisis is the fact that approximately 22 percent of student loan borrowers default on…

Institute for Women's Policy Research (IWPR) conducted original research on an often-overlooked group of students--parents with children--as they struggle to make ends meet while pursuing academic degrees and certificates. Student parents often face enormous financial barriers to academic success. They report high financial insecurity including…

College students at 14 Hispanic-Serving Institutions (HSIs) in New Mexico and Texas were surveyed about their experiences in and perceptions of higher education. Three primary foci were students' employment status, work commitments, and means of financing college. Most of the informants reported working while in college and, similar to previously…

We examine whether college students' persistence in finding a suitable major field of study influences the likelihood of graduation. We find that students who make an effort to select a suitable major early in their college careers graduate in a more timely fashion. Although changing majors is associated with delayed graduation, struggling…

This report looks at graduation rates for Latino students and the completion or graduation rate gap between Latino and White students at four-year colleges and universities across the country. Data come from the Integrated Postsecondary Education Data System. The bulk of this analysis focuses on 613 public and nonprofit private nonspecialized…

Policymakers, postsecondary education leaders, and researchers agree: the Free Application for Federal Student Aid (FAFSA) can be a barrier to achieving this nation's college access goals. Concerns about the FAFSA's negative impact on enrollment and financial aid have sparked a bipartisan push to simplify and shorten the form by removing…

With the total student debt in the United States at nearly $1.5 trillion, loans are affecting the lives of many students. But while higher education pays off for the average graduate, the student loan data illustrates a unique and severe situation for Black students that has reached crisis level, even if the same isn't true for other racial and…

Public higher education has long been unaffordable for many students, especially for Black and Latino students who have substantially less wealth, on average, than their White peers. Unfortunately, the economic devastation caused by COVID-19 has only exacerbated these financial inequities for Black and Latino households, who have been hit hardest…