In an era of escalating higher education costs, students and families need to be aware of all of their options for financing college and how those financing options work. Financing remains one the top factors for choosing a college, especially for students with greater financial need. Those who do not receive the award packages and financial…

Student loans have become a cornerstone of democratized access to higher education. This dissertation contributes a novel approach to conceptualizing the student loan issue: students as consumers--both of college and of the student loans themselves. Through a mixed-method in-depth study of a graduating cohort at a public flagship university, I…

Researchers at the University of North Carolina-Chapel Hill teamed up with UnidosUS to explore whether and how debt-driven higher education system makes it difficult for students to finish a college program or degree. Recognizing the increased national attention to equity in higher education and the dearth of data focused on Latino students, the…

In 2015, Lumina Foundation introduced the Rule of Ten, a new method for assessing college affordability for students in the U.S. The rule rests on the assumption that an "affordable" cost for college should not exceed the total of: (1) what a student and his family can save by putting away 10% of their income for the 10 years before…

How involved are parents of current university students? Are they satisfied with the college experience of their students? Eager to hear from your institution? Worried about how they will pay for college? These are some of the many findings in the "2023 University Family Engagement Report," a survey of more than 21,000 families of…

Latinos are one of the youngest and fastest-growing populations in the United States. Latino children account for one in four K-12 students and one in five college students in the United States. In 2016, a third of the over 57 million Latinos in the country were under 18 years of age. Latino students are also completing high school at a record…

Policymakers, postsecondary education leaders, and researchers agree: the Free Application for Federal Student Aid (FAFSA) can be a barrier to achieving this nation's college access goals. Concerns about the FAFSA's negative impact on enrollment and financial aid have sparked a bipartisan push to simplify and shorten the form by removing…

This study aims to better understand the drivers behind college choice and completion rates among Hispanic students. The report was prepared for the nonprofit National College Access Network (NCAN) to help equip their member organizations with information and tools to address academic undermatch and improve postsecondary degree completion rates…

This article will examine Asian women's experiences of financial support in higher education. The article is based on 30 in-depth interviews with Asian women who were studying at a "new" (post-1992) university in the South East of England. Women identified themselves as Muslim, Hindu and Sikh. The findings reveal that women's religious…

"Bottom Line" provides intensive advising for low-income high school students, most of whom are the first in their family to go to college. The advising is designed to help students apply for college and financial aid and select a high-quality, affordable institution. For students who attend one of "Bottom Line's" target…

Hispanic-Serving Institutions (HSI) educate nearly two-thirds of the Hispanic/Latinx students who attend college. Yet little is known about the student populations they serve. Findings from two NSF-funded surveys completed with students at 14 HSIs in Texas and New Mexico in 2018 and four HSIs in TX in 2019 are presented. The combined sample was…

"Bottom Line" provides intensive advising for low-income high school students, most of whom are the first in their family to go to college. The advising is designed to help students apply for college and financial aid and select a high-quality, affordable institution. For students who attend one of "Bottom Line's" target…

"Bottom Line" provides intensive advising for low-income high school students, most of whom are the first in their family to go to college. The advising is designed to help students apply for college and financial aid and select a high-quality, affordable institution. For students who attend one of "Bottom Line's" target…

The cost of a college degree is an enormous challenge for many students. Not only has tuition increased across the country in response to state disinvestment in higher education, but the additional costs associated with attending college (including books and supplies, transportation, and living expenses that can exceed $19,000 annually) present…

The COVID-19 health crisis has laid bare the structural inequity in the financial aid system. The pandemic has hit the lowest-income students hardest, with many struggling to afford the basic technology for online learning on top of new or exacerbated food and housing insecurity. Federal and state dollars predicated on Pell Grant eligibility, time…