Financial literacy, or understanding how money is made, spent, and saved in order to make informed decisions, is particularly important during the transition to and through college. Students who have a deeper understanding of finances and how they work are better positioned to make decisions regarding the college or university they attend, what to…

Student loans are a crucial aspect of financing a college education for millions of Americans, yet we have surprisingly little empirical evidence concerning individuals' unwillingness to borrow money for educational purposes. This study provides the first large-scale quantitative evidence of levels of loan aversion in the United States. Using…

First generation Appalachian female students are exposed to gender differences in roles and career choices that are modeled in the family. A case study approach was used to obtain qualitative data from five students at Eastern Kentucky University and their mothers regarding why these students chose to major in child development and early childhood…