Purpose: This study aims to provide evidence on the importance of parental financial heads in the family in promoting students' financial literacy levels and budgeting habits. Design/methodology/approach: Using survey data on 730 college students in Vietnam, this study investigated the relationship between parental financial heads, students'…

College student retention theorists have suggested that improving students' financial literacy may improve student retention and completion rates. Before this important line of inquiry can be thoroughly examined, it is first important to understand if and how major state universities in the United States currently provide students with financial…

Mastery-based testing (MBT) is a form of categorical grading where students are repeatedly assessed until they achieve a level of mastery. This paper describes the implementation of MBT in a university quantitative literacy class using a web-based homework system. Qualitative evidence in the form of student comments showed that quantitative…

Entrepreneurship has been viewed as a catalyst for economic growth because it creates jobs and offers solutions to social issues. The government is trying to make entrepreneurship popularized among the public, especially in students in universities. This analysis aims to ascertain how financial behavior and literacy, particularly among accounting…

For students with a significant amount of student loan debt, the excitement of graduating from college can be overshadowed by feelings of anxiety and fear. Debt perception is about more than the cost of a college degree, the amount of financial aid received, or the value families place on education. In this article, the author tells a story about…

University students and university personnel are important contributors to the economy of the United States regarding excessive student loan debt. As such, a lack of financial literacy is a significant problem. The purpose of this single descriptive qualitative case study was to describe the experiences of certain individual university students…

Entrepreneurship has become a central issue in an effort to improve the nation's economic welfare. Several previous studies agree that the ideal country is one that has an entrepreneurial contribution of at least 4% of its total population. However, when compared with other countries, Indonesia's entrepreneurial contribution is currently still low…

Adequate financial decision-making necessitates a solid foundation in financial literacy and comprehension of its principles. This is particularly crucial for students, as their financial and behavioral choices can significantly impact their future financial and career prospects. Consequently, the present study aimed to explore the causal links…

Low financial literacy is a growing problem in young adults, which has effects throughout adulthood (Amagir et al., 2018). Record low personal savings rates, a shift toward increased personal responsibility for retirement, and increasing student loan balances put financial decision-making demands on young adults that have lifelong impacts (Lusardi…

The three studies included in this dissertation collectively aim to highlight the negative impact that culturally homogenous academic, social, and financial systems on college campuses have on the experiences of culturally diverse college students. Currently the academic, social, and financial experiences of college students are not structured to…

Education plays a very important role in improving the quality of human resources. In higher education, students need learning that is innovative and not monotonous so that learning goals can be achieved. In this research, what will be discussed further is the development of learning methods by combining 2 methods, namely Cooperative Based…

Using consumer socialization theory, this study examined the associations between perceived influence of parents, peers, employment, and media and spending behaviors of emerging adult college students from three different regions of the US: Northeast, South Atlantic, and Mountain regions. Data from the Emerging Adult Financial Capability Study (N…

This study examines the financial aid literacy of Latino students at an institution of higher education in the United States. Beginning with a review of the current literature on the topic and past studies. Utilizing the theoretical framework of Marcia Magolda-Baxter's (2009) theory of self-authorship along with the conceptual frameworks of…

In this study, the authors engaged with 54 peer financial mentors from seven institutions of higher education across the US through a qualitative inquiry using a Maslowian lens. PFMs, a type of college student worker, are typically hired by program managers or supervisors of financial wellness programs housed within financial offices, student…

Digital literacy is the ability to analyze, evaluate, and create a teaching and learning media which enables adults and youth to understand complex communication. Fintech has transformed the history of the financial sectors and places an individual at significant advantages. Therefore, this research study has examined how digital knowledge could…