First-generation college students often experience disproportionate levels of stress, anxiety, and an overall lack of preparation for undergraduate education in comparison to their multigenerational peers. This can include differing levels of financial support and literacy. These differences can have a significant impact on these students' levels…

In this research study, importance and resistance scores representing secondary school principals' attitudes towards financial literacy education in Pennsylvania were investigated. An original questionnaire was developed to measure the importance of ten financial topics as well as the importance given to four possible barriers to adding these…

This study examines how financial literacy education (FLE) was implemented at the school and classroom levels. A total of 32 teachers and 16 school leaders from 16 public schools across different regions in the Philippines were interviewed. Using a comparative multiple case study approach, the findings indicated that (1) teachers' implementation…

The purpose of this study was to identify the positive and challenging experiences of currently enrolled Pell Grant higher education students at one private, four-year postsecondary institution in Texas. The qualitative study used an Interpretive Phenomenological Analysis (IPA) as a data collection approach to gain specific insight about Pell…

This research study aspired to establish a platform for African American college students to express their perspectives and encounters regarding their background and socioeconomic status, and how these factors have influenced their financial awareness. The endeavors aimed to provide insights that could be advantageous for future Black college…

With rapid economic development, financial literacy plays an increasingly important role in helping individuals navigate the complexities of modern financial systems and products. The importance of financial literacy is particularly pronounced in China, one of the largest economies in the world, especially for university students who are…

This current dissertation used case study (Yin, 2018) to examine United States female college students' perceptions of their financial literacy, especially with respect to their debt accumulation and the gender wage gap, at a public, 4-year institution in New Jersey. It answered the following research questions: How are student debt, financial…

This paper revisits and reanalyses data from a study carried out in the further education and training sector in the Republic of Ireland to investigate (1) how adults access and participate in numeracy courses and (2) how adult numeracy provision might support active citizenship. We analysed 45 interviews with adult education providers, adult…

With this study we explored financial risk management practices in public schools in selected quintile (1, 2 & 3) township schools in the Tshwane South district in Gauteng. The schools involved were previously disadvantaged schools and learners were from the same area as the schools. We adopted a qualitative research approach and thematic…

This research applies the community cultural wealth model to explore how Black and Latinx students experience financial barriers in college from an appreciative lens. The purpose of this study was to increase understanding of how Black and Latinx students use aspirational, familial, social, navigational, resistant, and linguistic capital to…

More than half of U.S. states have enacted policies to expand financial literacy education in schools with kindergarten through grade 12 (K-12) with the goal of improving students' financial literacy skills. Although financial literacy education can be key to building long-term financial capabilities and well-being, more information is needed on…

RAND researchers conducted a study that aimed to fill the information gap on how to successfully implement a statewide financial education mandate by studying the implementation of Nevada's 2017 financial literacy education reform. The study focused on the reform enacted by the Nevada Legislature in 2017, Senate Bill 249, which required that…

There is a growing concern in this country that the middle class is disappearing and not in the way one would hope. Instead of families moving into a higher socio-economic class and being able to provide richer life experiences for themselves and their children, vast numbers are shifting to a lower socio-economic status level. The gap between the…

Despite the U.S. having one of the highest college access and participation rates in the world, equity gaps exist that impact access and success for first-generation, low-income, underrepresented students in higher education (Cahalan et al., 2020). The goal of going to college is often imperiled for first-generation, low-income, transfer students…