Bank failures are at record high levels with about two-thirds of the failed banks in rural areas, especially farm areas. Most failed banks are purchased and reopened immediately with little disruption to rural communities except that new ownership tends toward lending practices that are more conservative than the average. (JHZ)

Problem farm debts may translate into slow growth for rural communities, with local banks unable to offer credit even to credit worthy borrowers. Communities served by branches of large banking organizations are probably better off than communities served only by small independent banks. (Author)

A large-scale pre-television benchmark survey was undertaken in five Indonesian provinces in 1976, prior to the launching of Indonesia's telecommunications satellite, to provide data for comparison with the results of a survey of the same villages to be carried out in 1982, 5 years after the introduction of television, to assess its long-term…

Three days of hearings focused on rural America, in general, and on South Dakota (as the most agrarian of all states), in particular, in an attempt to formulate a blueprint for a national agenda on improving the state of rural America. The first day's sessions addressed the outlook for the South Dakota economy. The second day's sessions considered…

Findings from current literature form the basis for this examination of five critical elements of change and development within the local community setting which impact on agriculture: population, employment, land, water, and environment. Renewed rural population growth during the 1970's has reversed small farm trends but placed strains on local…

Testimonies were heard in reference to the administration's annual rural development policy report and H.R. 5024, the Rural Development Reorganization Act of 1984. The bill provides that the Department of Agriculture shall be known as the Department of Agriculture and Rural Development, transfers the administration of certain conservation programs…

Effective rural development planning depends on facts and analysis based, not on rural averages, but on the diverse social and economic structure of rural America. Programs tailored to particular types of rural economies may be more effective than generalized programs. Because of their unique characteristics, government policies and economic…

Natural resource and poverty relationships are regionally specific and are associated with particular segments of the nation's population, but have no overall direct causal tie. Although employment in natural-resource-based industries in rural areas accounts for only 16% of all rural employment nationally, these industries continue to make…

The difficulties presently being faced by rural communities in the North Central Extension Region are well known. Many of these communities have economies which are closely tied to farming and therefore suffer economic hardship in direct relationship to those encountered by farmers. However, a dominant characteristic of communities in the region…

This document is the last of 10 reports resulting from New York's 1983 First Statewide Symposium on Rural Development and is intended to be used primarily as a resource document for the development of public policy proposals. The 9 preliminary reports generated discussion at 12 public hearings, plus written testimony, and served to catalog rural…

The major participants in the formation of policy and programs for rural areas include agricultural interest groups, nonfarm groups, certain legislators, and--less directly--the media. Policy is developed in many institutional arenas: the local community and state governments, the Department of Agriculture, the White House, and the Congress and…