The reasons that some high school graduates choose to continue their studies and others do not are not well understood. Certainly there is universal agreement about the benefits of post-secondary studies accruing to both students and society as a whole. Increasing levels of education are associated with, among other things, better job…

This study is one part of a two-part inquiry into subsidies for post-secondary education in Canada. Governments in Canada spend over $4 billion each year in transfers to individuals for the purpose of post-secondary education. Roughly half of this money goes out in need-based loans and grants, while the other half goes in "universal"…

This study is one part of a two-part inquiry into subsidies for post-secondary education in Canada. Based on a combination of administrative and survey data, the study estimates the distribution of student loans and grants by family income quartile. The estimates suggest that roughly 40 percent of all loans and grants go to students from families…