The world of higher education is a world of sorting, selecting, and ranking--on both sides of the market. Colleges select students to recruit and then to admit; students choose where to apply and which offer to accept. The sorting process that gets the most attention is in the higher reaches of the market, where it is not too much to say that…

Causes of the emerging perception among middle-income students that their educational opportunities are being restricted are discussed, and potential solutions are offered, including controlling college costs, encouraging saving, and borrowing. The role of information and of values and priorities in helping middle-income families pay for college…

The extent to which educational debt is burdensome for borrowers who are currently in repayment was studied with attention to the actual impact of loan repayment on economic behavior and the perceptions of repayers concerning that impact. Opinions of borrowers concerning the role of student loans in providing access to and choice among higher…