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Direct linkLiu Hong Shan; Kenny S. L. Cheah; Serrene Leong – SAGE Open, 2023
There is a growing awareness of the importance of financial education and literacy in personal economic success, yet not many Generation Z are proficient in this area. The lack of understanding can lead to consequences such as not recognizing the need for greater retirement savings, making poor spending decisions, or when overpaying off…
Descriptors: Foreign Countries, Age Groups, Financial Literacy, Financial Education
Cheng Yuan; Xiaoxiao Wang; Li Lin – SAGE Open, 2023
This paper studies how students' financial literacy affects their perceptions of returns to schooling and consequently their schooling decisions. We first propose a model of human capital accumulation where financially illiterate students exhibit a cognitive bias of "ironing heuristic." With this decision heuristic, students tend to…
Descriptors: Foreign Countries, Rural Areas, Financial Literacy, Student Attitudes
Xiawei Tan; Zhineng Hu; Yongge Niu; Jiuping Xu – SAGE Open, 2024
The "campus loans" crisis has highlighted the importance of financial literacy among Chinese college students. Based on an analysis of 2,266 valid questionnaires, this study utilized survey data and logistic regression to examine the correlations between demographic and behavioral factors and financial literacy among students. The…
Descriptors: Foreign Countries, College Students, Financial Literacy, Money Management
