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Direct linkCheng Yuan; Xiaoxiao Wang; Li Lin – SAGE Open, 2023
This paper studies how students' financial literacy affects their perceptions of returns to schooling and consequently their schooling decisions. We first propose a model of human capital accumulation where financially illiterate students exhibit a cognitive bias of "ironing heuristic." With this decision heuristic, students tend to…
Descriptors: Foreign Countries, Rural Areas, Financial Literacy, Student Attitudes
