As student debt continues to climb, outstripping all other forms of personal debt and topping off at $1.7 trillion nationally, previous research has shown that the amount of anticipated debt has an impact on graduate student career choices. However, there is a dearth of information that shows if student debt is impacting student's choices before…

The challenges facing higher education institutions across this country continue to increase, becoming more and more complex with each passing semester. Higher education administrators and those who aspire to be such must constantly stay abreast of all potential adverse issues, but especially those that affect the educational success of our…

This qualitative phenomenological study examined the lived experiences of Black men, who enrolled in a college or university degree program in the state of Florida and subsequently left the program before completion to gather insights on their reasons for dropping out. Hence, this study aims to address the issue of Black males' lack of persistence…

This dissertation examines the post-college career choices of no-loan program alumni at Harvard College. Using a conceptual framework informed by elements of social cognitive career theory (Lent et al., 1994) and Perna's (2006) model of college choice, it identifies "what" careers alumni chose after college and "how" and…

The ever-increasing costs and debt incurred by US college students is a hotly contested issue. In March 2022, The Texas Higher Education Coordinating Board (THECB) released a refreshed strategic plan for the state's higher education: Building a Talent Strong Texas. The refreshed plan concentrated on access for minority populations, enhanced…

Higher education institutions in the United States are experiencing a paradigm shift in two areas. First, in response to the high prices of textbooks, there is a shift from traditional textbooks to Open Educational Resources (OERs). Second, the growing presence of International Undergraduate Students (IUSs) on college campuses is shifting the…

The discourse on cost of attendance (COA) at American colleges and universities is ambiguous and complex. The literature around COA labels it as the 'sticker price' to attend college but categorization in this manner often negates the true application and meaning of this term. COA also accounts for living allowances (or indirect costs) to help…

Institutions of higher education have increasingly needed to balance college affordability with their own financial sustainability. There is a growing need for financial innovation and few examples within higher education for adoption of innovation frameworks. This qualitative dissertation examines phases of adoption of income share agreements…

This qualitative research study explores how recent graduates perceive the influence their on-campus food service job had on their critical thinking development. This study seeks to answer two research questions. The first research question -- "what factors were associated with students choosing to work in food service for multiple…

The student retention behavior of stopping-out is widely misunderstood and yet very important in explaining community college student enrollment patterns. Stopping-out remains understudied in higher education literature as it is challenging to collect data from students who discontinued their enrollment, and since these students are not retained,…

With the costs of higher education increasing, the need to search for alternative ways to fund these expenses has also increased. While grants, scholarships, personal savings, and financial assistance from parents, may be effective for some, this is not the case for all students as some are inclined to use student loans to fund their higher…

Financial literacy is an area of knowledge with which many Americans struggle. For students transitioning from a free public K-12 system to a pay-to-attend system in higher education, understanding the actual cost of college becomes vital so they can persist to graduation. This study focused on low-income, campus-housed first-year students in the…

A four-year college degree is associated with numerous positive outcomes for students, from increased average earning potential to opportunities for personal development. Yet, for individuals with disabilities, large medical bills and other disability-related expenses may make affording college especially difficult. This study used a convergent…

Greater educational attainment is associated with an increase in expected income, lowering of internal discount rates, and improved financial and health literacy. Income transfers have the potential to positively impact educational attainment by either reducing the direct cost of college attendance or by an inducing an income effect that nudges…

The purpose of this quantitative correlational-predictive study was to determine to what extent, if any, instructional costs and student services costs together and separately predict retention rates in the state of Texas in private postsecondary institutions. Based on Tinto's theory of institutional departure, the predictor variables were…