Despite a premise of the "Higher Education Act of 1965" that no student should be denied an opportunity for postsecondary education due to financial constraints, race- and income-based divides persist decades later. Inequities of early childhood and K-12 experiences, along with differing family and community influences and access to…

This dissertation, which is highly relevant to education, examines Black educators' life experiences with student loan debt. It provides insight into the impact of student debt and how these experiences shape their interactions with Black students. Using their narratives, this study serves as a self-reflective journey, bringing the reader closer…

Every year, 600,000 formerly incarcerated people return to society, and over forty-four percent will be incarcerated again within a year. As advocates work to improve the conditions of reentry, recent efforts have focused on higher education as the ticket to long-term freedom for formerly incarcerated people. Any success of these efforts hinges on…

Most Latinx students who begin their academic journey begin at community colleges. Yet, the cost of college is a significant barrier for Latinx students in completing a degree. The purpose of this study was to explore the intentionality of financial support for Latinx student at an Emerging HSI California community college as it becomes HSI.…

A now-common question regarding whether or not individuals should pursue college degrees is whether college is worth the cost. One of the ways that institutions of higher learning may help students reduce cost of attending college, thereby reducing the financial stresses, is to reduce expenses where possible. One place where institutions of higher…

Florida implemented Statute 1009.45 as of July 1, 2017, to require colleges and universities to provide annual student loan debt notifications to students to inform them about their student loan obligations. The purpose of this basic qualitative study was to examine how college students in the State of Florida make financial decisions about their…

Open Educational Resources are free or low-cost, openly licensed course materials used in place of more expensive, commercial ones. Data collected from an open-access institution in Florida was analyzed using multiple regression to determine the relationship of Open Educational Resources with short-term student outcomes. Short-term outcomes of…

Following the events of September 11, 2001, Student Veterans have emerged as "one of the fastest-growing subpopulations of nontraditional college students" (Schiavone & Gentry, 2014, p. 29). Military veterans transition from active-duty service into higher education and civilian life facing a variety of new challenges and experiences…

Across the United States, colleges and universities must dynamically respond to changes in population demographics and demand in order to meet enrollment goals. As institutions have adapted to a shifting educational landscape, tuition discounting has become a prevalent mechanism utilized within strategic enrollment management. While many students…

The purpose of this qualitative study was to explore the experiences of first-generation Black women who completed at least a bachelor's degree without student loans. While Black women are most burdened by student loan debt, little is known about the experiences of those who navigate college without accruing student loans. Combining endarkened…

Previous studies have focused heavily on the astronomical student loan debt number in the United States of America and the overall expense of higher education; however, few studies have focused on the financial literacy of higher education students and what financial knowledge the individuals possess who were key members of the community who were…

The purpose of this mixed methods action research study was to implement digital outreach strategies, which would enhance students' motivation to complete financial aid requirements and scale the departments' more time-consuming counseling efforts. Using self-determination theory as the primary framework, I implemented the use of a series of…

The Parent PLUS loan covers the financial gap of a student's educational expenses after other forms of financial assistance. Depending on the unmet need, the PLUS loan amount borrowed can be tens of thousands of dollars for a single academic year. In this research article, I provide results from evaluating financial aid offers at Missouri public,…

In the United States today, there exists a very serious conversation over financial aid at all levels of education. The conversation going on nationally permeates every level of society: politics, the nuclear family, and the economy. Further, at this point in our national history, we have several generation gaps with respect to education and its…

The Latino population is a rapidly growing group in California, yet the rates of Latino student athletes competing at the NCAA Division I level is maintaining an alarmingly low percentage. The discrepancy in these numbers continues to have a substantial impact on the college completion rate of Latino students. The problem addressed in this study…