Most microcredit institutions focus on giving out credit to their clients with the assumption that these clients have the capacity and ability to manage the credit efficiently and the human capital to operate efficiently. There is evidence to show that most women in the Savelugu/Nanton district of Ghana have access to credit but lack the…

This was a study of Adult Multiple Intelligences, investigating whether there would be a wide range of differences or a fairly standard outcome when the AMI survey was administered to two adult student populations. The second purpose for this study was to observe the reactions of the two different populations when they became aware of their…