This study was conducted to address a very critical current national issue: the student loans and its relationship with students' self-efficacy, attitude toward debt, and retention and graduation rates at a minority serving institution. The findings may guide the leadership decisions toward the best practices for the students' best academic…

This study had two primary objectives. First, this study sought to create a classification system to which publicly-controlled Carnegie classified Master's Colleges and Universities could be grouped according to geographical service (rural-serving, suburban-serving, or urban-serving. Second, once the classification system was developed and…