Coordinating the two sources of retirement income--private pensions and Social Security--tends to lower employer costs and result in private pensions that replace a larger percentage of preretirement income for higher-paid workers. (Author/SK)

Forty percent of private pension participants had plans providing benefit increases for retirees during 1978-1981. Increases were usually less than half the rise in the Consumer Price Index. (SK)

In recent years, legislative changes, new types of retirement plans, and increases in life expectancy have led to differences in retirement ages. More older adults continue to work. The traditional model of social security, savings, and employer retirement benefits is changing. (Contains 31 notes and references.) (SK)

Over three quarters of the participants in both construction and nonconstruction industries were covered by self-insured funds, although the multiemployer pension plans in the construction industry differ in almost all important respects from such plans initiated by unions in other industries. (Author)

Between 1984 and 1993, work activity increased among men under 65 who had retired early. Factors influencing this trend include changes in pensions, increased health care costs, longer life expectancy, more layoffs, and more opportunities for flexible schedules and less physically demanding work. (SK)

Today, the work force is employed in different industries, retiring earlier, and living longer, factors not always considered in design of retirement benefits. Changes in pension plans need to recognize increasing job mobility, inflation over a longer retirement period, and trends in personal savings. (SK)

Of all private nonfarm workers, 65 percent were employed in 1972 in establishments offering pension plans, compared with 58 percent in 1968. (Author)

Retirement provisions may force older workers out of the labor force or restrict their employment opportunities. (Editor)

Contains a summary of some significant changes in state unemployment insurance laws during 1981. All states tightened work requirements; most adopted a variety of options to the pension offset provision and a few imposed a one-week waiting period. (Author)

Provisions of employer-financed retirement plans have been changed to reflect statutory requirements of the Employee Retirement Income Security Act and other laws. The author discusses the vesting provisions of two types of plans--defined benefit pension plans and defined contribution plans. Future revisions, due to the 1986 Tax Reform Act, are…

Looks at spending patterns for families who are near retirement and compares them with patterns of those who have already retired. Provides information about the impact of retirement on consumer spending. Includes appendices on the results of regression analysis and regression techniques. (Author/JOW)

The Bureau of Labor Statistics' first survey of benefits available to state and local government employees reveals that public pension plans tend to provide more liberal benefits but are more likely to require employee contributions than are their private sector counterparts. (Author)

As life expectancy increases, more people continue working later in life. Some retirement plans offer incentives, others disincentives to retire. Health, life, and disability insurance plans often have different provisions for older workers. (SK)

Discusses various institutional obstacles faced by older persons who want to work. Includes information on the impact of Social Security regulations and pension policies on work activity, the market for part-time jobs, and age discrimination. (JOW)