Coordinating the two sources of retirement income--private pensions and Social Security--tends to lower employer costs and result in private pensions that replace a larger percentage of preretirement income for higher-paid workers. (Author/SK)

Forty percent of private pension participants had plans providing benefit increases for retirees during 1978-1981. Increases were usually less than half the rise in the Consumer Price Index. (SK)

Today, the work force is employed in different industries, retiring earlier, and living longer, factors not always considered in design of retirement benefits. Changes in pension plans need to recognize increasing job mobility, inflation over a longer retirement period, and trends in personal savings. (SK)

In 1990, older Americans, especially those aged 65 to 74, had higher preretirement and pension earnings compared with their 1980 counterparts. (Author)

Focuses on older men who continue to work after sixty. Examines major factors that contribute to the older worker's decision to remain on the job and how these factors reflect employment characteristics. Emphasizes reasons for industry and occupational employment patterns of older workers. (CSS)