A comparative study was made between a medium-sized university and a smaller public community college in the same urban area to determine profiles of student populations and to correlate student characteristics to default rates. Demographic makeup is shown to influence an institution's categorization as "high risk" for student loan…

An institutional model to measure effect of student financial aid on matriculation and persistence was found to be both workable and potentially useful for college planning. It examines first-time attendance, within-year persistence, and year-to-year persistence of the entering class at an urban, public university, factoring in student background,…

In a survey of urban university students, ways of financing college (working, part-time attendance, residence with parents, and financial aid) were related to background variables (parent education, race/ethnicity, and high school grades) and to outcome variables. Among findings were that significant sex differences existed in effects of residence…

Using institutional data, this paper presents a model to enable researchers and enrollment managers to assess the effectiveness of financial aid packaging policies in light of student characteristics and institutional market position. The model uses discriminant analysis and a series of hypothetical financial aid award scenarios to predict the…