Parent PLUS loans are a growing concern due to their limited income-driven repayment protections and their potential to maintain longstanding racial wealth gaps. Previous research has examined factors associated with student debt burdens of college graduates, but no research has examined factors related to parent borrowing for college. In this…

Students with a zero expected family contribution (EFC) are those with the greatest financial need and least ability to pay for college and now make up more than one in three American undergraduate students. Yet little is known about the year-to-year financial aid volatility of these students, or whether it varies by how the zero EFC was…

A study to determine the number of dependent students making changes on parental adjusted gross income during the verification process is discussed. The study defined the number of dependent students who had a change in their Student Aid Index as a result of validation. (MLW)

Research on changes in the design of the federal Pell Grant Program between 1973-74 and 1988-89 is reported, with focus on changes in the formulas used to calculate the Student Aid Index and the payment schedule, especially with reference to actual direct and indirect college attendance costs. (Author/MSE)