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Download full textGrinstead, Mary L.; Mauldin, Teresa; Sabia, Joseph J.; Koonce, Joan; Palmer, Lance – Journal of Financial Counseling and Planning, 2011
Using microdata from the American Dream Demonstration, the current study examines factors associated with savings and savings goal achievement (indicated by a matched withdrawal) among participants of individual development account (IDA) programs. Multinomial logit results show that hours of participation in financial education programs, higher…
Descriptors: Educational Attainment, Money Management, Performance Factors, Success
Lim, Younghee; Livermore, Michelle; Davis, Belinda Creel – Journal of Financial Counseling and Planning, 2011
Holding a bank account is crucial to the income-maximizing and asset-building of households. This study uses 2008 survey data of EITC-eligible households assisted at Volunteer Income Tax Assistance (VITA) sites to document their tax filing behavior and use of Alternate Financial Services (AFS). Specifically, the differences in tax filing and AFS…
Descriptors: Financial Services, Taxes, Family (Sociological Unit), Banking
