On August 24, 2022, President Biden announced that his administration would be cancelling $10,000 -- $20,000 of student debt for middle- and lower-income borrowers. Naturally, this announcement has unleashed a wave of follow-up questions among borrowers. This fact sheet is intended to help Californians with student loans navigate the process of…

In December 2023, TICAS published new research on the College Affordability Gap--the gap between students' total cost of attendance and non-loan aid available to them--in California, Michigan, and New York, with a focus on students eligible for Pell Grants. Our new report builds on this research with data from nine additional states (Colorado,…

TICAS partnered with higher education researcher Dr. Donald E. Heller to examine the "affordability gap" that students are facing when paying for college. The report uses federal data to determine the so-called "college affordability gap" in three states--California, Michigan, and New York--with a focus on students who are…

A collaboration between The Institute for College Access & Success (TICAS) and the Student Senate for California Community Colleges (SSCCC), this policy brief examines the costs of attending California Community Colleges (CCCs) for low-income students and the roles that financial aid resources, work hours, and student loan borrowing currently…

Due to the impact of COVID-19, current and incoming students will be facing unprecedented struggles when starting the new academic year -- and, likely, for years to come -- and many students will need significant additional support to pay for college. It is critical to protect and strengthen the Pell Grant program to reduce students' need to…

The Cal State Student Association (CSSA) and The Institute for College Access & Success (TICAS) examine trends in college affordability for California State University (CSU) bachelor's degree recipients compared to its original analysis published six years ago. This new report finds that in 2021-2022, nearly two in three CSU bachelor's degree…

State need-based financial aid programs are a key driver of college access and completion for lower-income students and racially marginalized students in California, most of whom attend public two- and four-year colleges and universities and come from families with annual incomes of less than $40,000. As the state's largest need-based financial…

This updated TICAS (The Institute for College Access & Success) analysis finds that low-income students and families actually pay less to attend each of the nine University of California (UC) campuses than they would at Cal State (CSU) or California Community Colleges (CCC) in the same region.

About seven million undergraduates each year rely on federal loans to enroll in and complete college Many students find that student loans are an excellent investment in their future and are able to successfully repay their loans. Others struggle to make payments, or make payments that do not keep up with accruing interest. This factsheet focuses…

Millions of college students, across the nation and in California, benefit from financial aid that reduces the amount students and families must pay for tuition and fees, supplies, and living expenses like food, housing, and transportation while enrolled. In California, concerns about college costs and affordability have in recent years expanded…

About seven million undergraduates annually rely on federal loans to enroll in and complete college. While many successfully repay their loans, some struggle to stay on top of their payments and end up defaulting after 270 or more days of non-payment. Defaulting on a loan has several serious consequences, including adding significantly to the cost…

Within California, there is widespread understanding and consensus that college affordability is a challenge that needs to be addressed. Along with this consensus on the nature and implications of California's college affordability problems, there is also emerging agreement about how to tackle it. While this convergence can form the backbone of a…

The cost of a college degree is an enormous challenge for many students. Not only has tuition increased across the country in response to state disinvestment in higher education, but the additional costs associated with attending college (including books and supplies, transportation, and living expenses that can exceed $19,000 annually) present…

While California community college (CCC) system fees are much lower than tuition at community colleges in other states or other colleges in California, the total cost of attending a CCC--which includes books, housing, transportation, and food--is higher than most people realize. The illusion of low cost may lead CCC students to forgo valuable…

For students and their families, deciding whether and where to go to college is one of the most important financial decisions they will ever make. However, unlike buying a computer, house, or car, most prospective students do not know how much it will cost them to attend a particular school until many of their choices about college have already…