The Hong Kong system of student loans for higher education has worked efficiently since 1969. Many factors in its success are location-specific, but other governments may both learn from and contribute to the Hong Kong experience. (MSE)

This article describes the operation of the student loan program in Nigeria, including its past problems and current attempts of the Nigerian Students Loans Board to improve efficiency of loan collection. It proposes the establishment of a new Education Bank to finance student loans and other forms of investment in higher education. (Author/DB)

This article summarizes the current pattern of finance of higher education in Ghana, gives a brief history of student loans in Ghana, and describes a new program, which is administered by the Social Security and National Insurance Trust and is expected to result in a higher rate of loan repayment. (Author/DB)

This paper examines the use of student loans, a capitalist form of educational financing, in a socialist country, the People's Republic of China. Details of the program, including eligibility, loan amounts, interest charges, administration, and repayment terms, are summarized. The paper suggests that major problems may be encountered in securing…

An examination of student loan programs to finance college education in developing nations finds that in Asia and Latin America the potential rate of cost recovery is better than for francophone and anglophone Africa, but that in Africa the approach would still permit a shift toward greater private financing of higher education. (MSE)

This article reviews student loan programs around the world; notes the problem of financial inefficiency, particularly in developing nations; discusses strategies to improve loan program performance, such as program targeting and avoidance of hidden subsidies; and considers alternatives to student loans based on principles of deferred payment. (DB)

Income-contingent student loans are examined in the context of an overall aid program, with an emphasis on placing realistic limits on individual debt burden while broadening loan use. A model for simulating borrowing and cumulative debt limits in different countries' educational circumstances is presented and illustrated with United States data.…

The impact of 1981 reforms in Chile's higher education system is described and analyzed. The system has been diversified by encouragement of private universities and creation of professional institutes and technical training centers. Funding system changes have produced student loan recovery problems and limited private offerings. Oversupply of…