Using in-depth interviews, we explored civic engagement that included volunteering through religious organizations, neighboring, involvement in children's activities, and contributing. The sample consisted of 84 low-income, low-wealth families. Findings indicate that although people of limited resources may be engaged, they face substantial challenges to active engagement. Data are suggestive of a modified life cycle theory, a resource or "stakeholding" theory, and institutional theories regarding challenges to engagement. In the context of the study's limitations, implications are discussed for measurement, research, and interventions.