Analyzes a student-loans scheme in Thailand to increase access of poor students, for example, to upper-secondary and postsecondary education. Finds average repayment ratio of loans is 10 percent or less. Recommends conversion of upper-secondary loans to grants and reforms in postsecondary loan procedures to improve repayment and recovery ratios.…

Examines both a hypothetical and an actual expansion of New York State's direct tuition grants program in higher education. For both, the resulting redistribution of financing appears favorable to the lowest income groups but leads to only modest gains in enrollment levels. (Author/RW)