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Federal Student Loan Forgiveness and Loan Repayment Programs. CRS Report R43571, Version 17. Updated
Download full textAlexandra Hegji; Elayne J. Heisler; Sylvia L. Bryan – Congressional Research Service, 2024
Service-contingent student loan forgiveness and loan repayment programs enable borrowers to have all or part of their student loan debt forgiven or repaid in exchange for work or service in specific fields or professions. In both loan forgiveness and loan repayment programs, borrowers typically qualify for benefits by working or serving in certain…
Descriptors: Student Loan Programs, Federal Aid, Federal Programs, Loan Repayment
Liu, Edward C.; Stiff, Sean M. – Congressional Research Service, 2023
In August 2022, the U.S Department of Education (ED) announced it would invoke the Higher Education Relief Opportunities for Students Act of 2003 (HEROES Act) to cancel up to $20,000 of federal student loan debts for borrowers who fell below certain income thresholds. The HEROES Act authorizes the Secretary to "waive or modify" statutory…
Descriptors: Student Loan Programs, Loan Repayment, Federal Legislation, Debt (Financial)
Alexandra Hegji; Sean Stiff – Congressional Research Service, 2024
The Biden Administration has taken numerous actions to address student loan debt. These actions have ranged in scope (both in terms of the borrower populations affected and associated modification costs), their rationales, and the avenues through which they were taken (e.g., formal rulemaking procedures, issuance of guidance). One effect of these…
Descriptors: Student Loan Programs, Debt (Financial), Educational Finance, Loan Repayment
Alexandra Hegji – Congressional Research Service, 2024
The William D. Ford Federal Direct Loan (Direct Loan) program is the single largest source of federal financial assistance to support students' postsecondary educational pursuits. The U.S. Department of Education estimates that in FY2025, $93.1 billion in new loans will be made through the program. As of the end of the third quarter of FY2024,…
Descriptors: Student Loan Programs, Debt (Financial), Educational Finance, Federal Programs
Alexandra Hegji – Congressional Research Service, 2024
In early 2020, in response to the emerging COVID-19 pandemic, the Trump Administration declared a public health emergency under the Public Health Service Act, a national emergency under the National Emergencies Act, and a nationwide emergency under the Robert T. Stafford Disaster Relief and Emergency Assistance Act. Congress and the U.S.…
Descriptors: Student Loan Programs, COVID-19, Pandemics, Debt (Financial)
Collins, Benjamin; Fountain, Joselynn H.; Ball, Milan N.; Dortch, Cassandria – Congressional Research Service, 2020
In December 2019, Congress enacted and the President signed the Fostering Undergraduate Talent by Unlocking Resources for Education Act (FUTURE Act; P.L. 116-91). The law The law amends the Higher Education Act (HEA) to permanently authorize mandatory funding for grant programs to support HBCUs and MSIs. Authorization for this funding had expired…
Descriptors: Federal Legislation, Higher Education, Educational Legislation, Undergraduate Students
Hegji, Alexandra; Collins, Benjamin – Congressional Research Service, 2020
The Higher Education Act of 1965 (HEA; P.L. 89-329, as amended) authorizes programs and activities to provide support to individuals who are pursuing a postsecondary education and to institutions of higher education (IHEs). During the 116th Congress, the House Committee on Education and Labor marked up and ordered to be reported the College…
Descriptors: Educational Legislation, Federal Legislation, Higher Education, Educational Finance
