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Download full textHegji, Alexandra – Congressional Research Service, 2020
In academic year (AY) 2018-2019, approximately 6,400 institutions of higher education (IHEs), enrolling about 26.5 million postsecondary education students, participated in the federal student aid programs authorized under Title IV of the Higher Education Act of 1965 (HEA; P.L. 89-329, as amended). These IHEs ranged in sector, size, and…
Descriptors: School Closing, Colleges, College Students, Loan Repayment
Hegji, Alexandra – Congressional Research Service, 2020
The Higher Education Act of 1965 (HEA; P.L. 89-329, as amended) authorizes the operation of three federal student loan programs: the William D. Ford Federal Direct Loan (Direct Loan) program, the Federal Family Education Loan (FFEL) program, and the Federal Perkins Loan program. While new loans are authorized to be made only through the Direct…
Descriptors: Debt (Financial), Student Loan Programs, COVID-19, Federal Aid
Lewis, Kevin M. – Congressional Research Service, 2018
As overall student loan indebtedness in the United States has increased over the years, many borrowers have found themselves unable to repay their student loans. Ordinarily, declaring bankruptcy is a means by which a debtor may "discharge"--that is, obtain relief from--debts he is unable to repay. However, Congress, based upon its…
Descriptors: Debt (Financial), Loan Repayment, Student Loan Programs, Legal Responsibility
Smole, David P. – Congressional Research Service, 2019
The William D. Ford Federal Direct Loan (Direct Loan) program makes several types of federal student loans available to individuals to assist them with financing postsecondary education expenses. This report presents a comprehensive overview of the terms and conditions that apply to federal student loans made through the Direct Loan program. It…
Descriptors: Higher Education, Student Loan Programs, Student Financial Aid, Federal Regulation
Federal Student Loan Forgiveness and Loan Repayment Programs. CRS Report R43571, Version 10. Updated
Hegji, Alexandra; Smole, David P.; Heisler, Elayne J. – Congressional Research Service, 2018
This report identifies and describes federal student loan forgiveness and loan repayment programs that are currently authorized by federal law. It provides brief, summary descriptions of identified programs. These program descriptions are intended to provide policymakers with general information about the purpose of existing programs and how they…
Descriptors: Student Loan Programs, Loan Repayment, Federal Legislation, Incentives
Smole, David P. – Congressional Research Service, 2015
The William D. Ford Federal Direct Loan (DL) program, authorized under Title IV, Part D of the Higher Education Act of 1965 (HEA), as amended, is the primary federal student loan program administered by the U.S. Department of Education (ED). The program makes available loans to undergraduate and graduate students and the parents of dependent…
Descriptors: Federal Programs, Student Loan Programs, Federal Aid, Educational Legislation
