Describes the student loan management program at the Divers Institute of Technology. Includes preparation of student loan portfolios, entrance interviews, midpoint interviews, and follow-up. Indicates that there must be more and better communication among lenders, secondary markets, services, guarantee agencies, students and schools to reduce the…

Introduces a risk index that provides a way to understand the human dimension of student loan defaults. It correlates with default and the type of school attended and relates to the amount borrowed and help received from others during repayment. Students with high risk scores borrow smaller amounts and are less likely to be helped by others. (JOW)

To help reduce the student loan default, the Default Management Initiative was developed. This project was designed to provide private career schools with the information, training, and tools needed to address the problem at the local level. (JOW)

Describes the student loan default management plan of the Art Institutes. The plan includes a student financial plan worksheet, a student financial planner, and activities for students regarding their loan responsibilities. (JOW)

The Secretary of Education discusses the condition of postsecondary education in the United States. Focuses on student loan programs and the high default rate. Indicates that schools must work with the Department of Education to reduce the default rate. (JOW)

Consists of background information on and an interview with United States Representative William D. Ford, a Democrat from Michigan. Topics discussed include private technical schools, public funding of training, high-risk students, the student loan default rate issue, and accountability. (CH)