All Texans deserve access to affordable, high-quality learning opportunities that lead to credentials of value--postsecondary credentials that will unlock their potential, help them provide for their families, and pursue their dreams. Helping students understand the financial choices they will make before, during and after their postsecondary…

Student loans are a crucial aspect of financing a college education for millions of Americans, yet we have surprisingly little empirical evidence concerning individuals' unwillingness to borrow money for educational purposes. This study provides the first large-scale quantitative evidence of levels of loan aversion in the United States. Using…

The economic success of the state of Texas is dependent upon future market participants having access to higher education. The ability of Texas citizens to access higher education is dependent upon access to financial aid resources to pay for higher education. Much is known about the impact of particular financial aid outcomes on access and…