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Spend Now or Spend Later: The Role of a Business Education and Critical Thinking Skills in Increasing Retirement Plan Saving Rates for New, Young Enrollees
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Arling, Priscilla A.; Kirby, Jill; Saajasto, Kegan – American Journal of Business Education, 2015
For college graduates entering the workforce, contributing to an employer-sponsored 401(k) retirement plan can be an important way of saving for the future. However, contribution rates for young people in these plans are far below recommended percentages, leading to concerns about future financial stability for these individuals. Prior work has…
Descriptors: Critical Thinking, Thinking Skills, Preretirement Education, Financial Services