This article examines potential consumer harm that may arise due to regulating modern financial services communication technology with rules written in the early 20th century. It is argued that disparities in record keeping regulation across communication mediums disincentivizes the use of technology capable of generating records for consumer…

With the current pressures for increased accountability and improved productivity, financial management in the study of higher education has become increasingly important. This study examined whether the "how" or the "why" of management were more important to prospective budget administrators. The study hypothesized that an…