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Tharp, Derek T. – Journal of Financial Counseling and Planning, 2020
This article examines potential consumer harm that may arise due to regulating modern financial services communication technology with rules written in the early 20th century. It is argued that disparities in record keeping regulation across communication mediums disincentivizes the use of technology capable of generating records for consumer…
Descriptors: Money Management, Consumer Economics, Accountability, Finance Occupations