This study highlights the importance of incorporating subjective measures of identifiable problematic money issues in financial education workshops conducted by extension specialists. Addressing problematic money behaviors such as overspending, financial infidelity, and financial enabling empowers individuals to overcome harmful financial habits…

Research has shown that even though standardized financial education has gained prevalence to promote financial literacy over the past decade, it has had little effect on personal financial planning. The present study used a randomized control trial to examine the effectiveness of a Python-based personalized financial projection on young working…

The development of financial literacy (FL) is significantly influenced by financial literacy training programs (FLTPs), which aid in creating an ecosystem that is more inclusive and participative. This study reviewed 22 studies on FLTPs for marginalised women in developed and developing countries. It seeks to comprehend (a) the characteristics of…

College student retention theorists have suggested that improving students' financial literacy may improve student retention and completion rates. Before this important line of inquiry can be thoroughly examined, it is first important to understand if and how major state universities in the United States currently provide students with financial…

"Research Findings:" This study examined the financial literacy of 5 and 6-year-old children in Shanghai, including their understanding of financial concepts and their preference for and ability to use digital payment methods. Using a mixed-methods research design, a sample of children ranging in age from 62 to 73 months completed…

This paper re-examines the assertion that neoliberal and neoconservative discourses are necessarily aligned in framing education policy in the context of the school curriculum. We approach our task using evidence of private sector influence on the school curriculum. The financial sector has become emblematic of neoliberal influence on political…

A significant ongoing initiative is to identify the conditions under which financial education is most effective, as it has been shown to work much better in some circumstances than others. One factor to consider is mathematical capability, as it has been linked to improved financial knowledge and financial outcomes. In this paper, we investigated…

The aim of this paper is to study the key points of managing cooperative credit unions in south Thailand and how to strengthen the education and knowledge of the management team, staff and members. This paper is based on a qualitative method via in-depth interviews and a focus group with members and committees of cooperative credit unions in south…

Much of modern education has focused on developing individuals' skills to be productive parts of society. The developed skills can become enablers of financial stability, independence and economic security. Yet, on a relative basis, considerably less effort is expended on building the financial skills for individuals to preserve their wealth and…

Financial education for children has drawn considerable attention and has recently been advocated in schools; however, its impact still needs to be examined with a more comprehensive evaluation framework. This study carries out a paired-design experiment to evaluate the effectiveness of the Aflatoun Child Social & Financial Education program,…

Web-based peer assessment is a valuable way to cultivate active life-long learning in the modern era. This study proposed a peer-learning teaching approach that incorporates a web-based system, Tronclass, and the mechanisms of peer assessment and feedback in a financial market course to improve students' learning performances and motivation.…

This study examines the effects of financial advice on college-saving decisions using data sets from the 2009 and 2012 U.S. National Financial Capability Study. After controlling for self-selection bias through propensity score matching, the findings show that receiving financial advice is associated positively with the likelihood of saving for…

Financial literacy, viewed not only as a fundamental skill but also as an investment, proves valuable for individuals, aiding them in making sound financial decisions and savings. In the current societal landscape, where financial responsibilities are important, instilling financial education early on through suitable programs becomes pivotal,…

It was observed within the Bentley University Fall 2023 Semester Introductory Finance curriculum that applying ChatGPT-4 in a tutoring environment coincided with significantly worse student outcomes compared to no tutoring, finance tutoring, and general non-finance tutoring. This study leveraged a population of 408 freshman and sophomore…

Rangahau Matauranga o Aotearoa | New Zealand Council for Educational Research (NZCER) began working with Te Ara Ahunga Ora Retirement Commission in mid-2019 to evaluate Sorted in Schools, Te whai hua -- kia ora. As well as 3 years of evaluation, NZCER has undertaken research to support and develop a sustainable professional learning and…